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Yes, you can request your issuing credit card company or bank to reopen your credit card that you closed. I did that with one of my credit cards. However, make sure that you had a good record on that particular closed account and that you check if all the balances have been paid before you closed the account in order not to ruin your credit history.
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Can you reopen a credit card that was closed by the issuer?
No. The reason a credit issuer closes an account is because they no longer consider you an acceptable risk.
Can you reopen a written off credit card?
no you cannot! sorry
Can you reopen a credit card which was closed by debt relief program?
Sometimes. It depends on what credit card company issued the card, their terms and procedures, what type of card (prime or sub-prime) and in the final analysis, whether they still wish you as a customer. They might, but it will not be on what is generally regarded as "favorable terms". Call them and ask.
How long do you have to wait after closing a credit card account before you can reopen it again with the 0 percent apr introductory rates?
That is at the discretion of the issuing financial institution. They may not grant a previous card holder who has closed the account special offers.
Is it bad for your credit if old credit card accounts are closed by the creditor and not by you?
It is considered a derogatory mark on a consumer's credit report to have the notation "closed by credit grantor" rather than "closed by consumer".
How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
Can you re-open a credit card once closed?
Credit card companies will not reopen a credit card account once it has been closed. The company will issue a new credit card and new account if it wishes to do business with the person.
Can you reopen a credit card that was closed by the issuer?
No. The reason a credit issuer closes an account is because they no longer consider you an acceptable risk.
How can you reopen a credit card account that you closed?
First, just ask. But, you will probably have to complete a new application so that a new credit bureau report can be pulled.
Can a credit card company reopen a charged off account?
No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.
Can you reopen a written off credit card?
no you cannot! sorry
Can you reopen a credit card which was closed by debt relief program?
Sometimes. It depends on what credit card company issued the card, their terms and procedures, what type of card (prime or sub-prime) and in the final analysis, whether they still wish you as a customer. They might, but it will not be on what is generally regarded as "favorable terms". Call them and ask.
How long do you have to wait after closing a credit card account before you can reopen it again with the 0 percent apr introductory rates?
That is at the discretion of the issuing financial institution. They may not grant a previous card holder who has closed the account special offers.
Is it bad for your credit if old credit card accounts are closed by the creditor and not by you?
It is considered a derogatory mark on a consumer's credit report to have the notation "closed by credit grantor" rather than "closed by consumer".
Is it bad if a credit card is closed due to inactivity?
yes
Can you reopen a case that was closed?
You can reopen a closed child dependency case depending on the circumstances and the time frame. You should be conscious of the previous ruling and the agreement before attempting to reopen a case.
Can I use my credit card after I pay off the collections agency?
No. Once it is sent to a collection agency the company has closed the credit card.
