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You can sue ANYBODY for ANYTHING............winning is another story. 04/13/07 - Yes, you can sue them..problem is, you won't get much. There are limitations on the fines. Instead of suing them for false reporting, you have to go after them for defamation..etc. I had all three credit reporting agencies that kept putthing things back on my report after they were provided proof that the debt was not mine. We ended up in court and I ended up with $36,000 in my pocket. The information never showed up again. :o)

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โˆ™ 2007-04-13 18:16:19
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Q: Can you sue a credit reporting agency for repeatedly putting a bankruptcy on your credit report that is not yours?
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What are the laws pertaining to a credit reporting agency still reporting after a bankruptcy discharge?

Debts included in the bankruptcy should be noted as such in the credit report. The bankruptcy will remain on the credit report for ten years.


How long can bankruptcy information be reported b a consumer reporting agency?

10 years from the discharge date


How do you remove a repossession on your credit report after bankruptcy is discharged?

You present proof that the repossession never occured. You can dispute it with the credit reporting agency.


What is a credit reporting agency?

A credit reporting agency (CRA) is a company that gathers and sells financial history information


When Will The Credit Reporting Agency Respond To A Credit Report Dispute?

Whenever you submit a credit report dispute, the credit reporting agency has as much as 45 days from receiving your dispute to do an analysis. The credit reporting agency generally will get 30 days to research your dispute, but when you signal more details inside the 30-day window, the credit reporting agency will get yet another 15 days, getting the total to 45. Once the credit reporting agency has got the outcomes of the analysis, the agency should inform you about the results within 5 working days.


How can I find work with a court reporting agency?

Court reporting work can be hard to find. You can find court reporting work at www.bls.gov.


What is the difference between a Consumer Reporting Agency and A Credit Reporting Agency under the guidelines of the Fair Credit Reporting Act?

there is no difference, it is the same. They were called Credit reaporting agencies several years ago, then the terms was changed to consumer reporting agencies as they are not used for more than just Credit Reporting.


Law that stops a company from reporting to a credit agency while the matter is in litigation?

cite the law that prevents a company from reporting to a credit agency while that item is in litigation?


How can I start a court reporting career in Detroit, MI?

There is a Clawson court reporting agency that will help you get train for court reporting then will allow you to get a career.


Are credit reporting agencies international?

There are very many countries with credit reporting agencies. Credit agencies use them to receive their data quickly. If there is a credit agency in any particular country then more than likely there is a reporting agency.


How do you remove a civil judgment that has been released by the courts from your credit report especially when the original debt was included in a chapter 7 bankruptcy?

You need to get the release from the courts and send it to the credit reporting agency to ask for it to be removed.


What are the duties of a court reporting agency?

A court reporting agency sends out court reporters to take verbatim transcripts of what happens at legal proceedings, including actual trials and depositions.


What does a consumer reporting agency do?

A consumer reporting agency is an agency that collects information on certain individuals. They then sell this information to possible creditors to help them decide the credit worthiness of the individual (or whether a person should be allowed extended credit).


Who do you get your credit score from?

The CRA (Credit Reporting Agency/Bureaus).


How do you remove a reposession from a credit report when the reposesion was the finance company's error?

File a consumer dispute with the credit reporting agency. You can do that online as each reporting agency has it's own website.


If you filed bankruptcy over 10 years ago and it has come off your credit report if you file again will it show two filings?

It shouldn't, however CRA's are not always accurate in their data keeping. If the previous expired bankruptcy shows in the PR's portion, it would be advisable to send a letter of dispute to the reporting agency.


If a bankruptcy was discharged in 1993 does it automatically come off of your credit report and how long after What if it's still on your report?

Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.


What charges can you file against a family member who wrongfully repeatedly calls dyfs on you?

If the agency repeatedly unfounds their complaints after investigating, speak with the agency supervisors and determine if they will pursue a complaint of malicious lcomplaints against the accuser.


If you are applying for a job as a sheriff officer will a bankruptcy be held against you?

Only the employing agency can answer this question for you, but probably not, especially if you discharged the bankruptcy according to the bankruptcy referee's instructions.


Who can report to a credit reporting agency?

Any lendor or lending institution.


Is chex system a credit reporting agency?

Yes it is under the FCRA


Collection acct removed but original creditor still remains?

Yes, reporting to your credit by a collections agency does not effect the reporting originally made by your creditor. It most normal cases you would see the original creditor having reporting the account as a "charge off" regardless of any reporting made by a collections agency afterwords.


What time limit is required for a collection agency to wait before reporting to your credit?

By federal mandate, the credit reporting agency must NOT report you to the credit bureaus until 30 days past the date of the letter sent to you.


Can you be a police officer if im in a personal bankruptcy?

This can only be answered by the agency that you want to work for. There is no general bar to a police officer declaring bankruptcy.


Will a credit reporting agency remove a Chapter 7 bankruptcy early?

No, a valid entry on a consumer's credit report remains until the set expiration date. In the case of BK 7 the time limit is 10 years from the date the BK is finalized/discharged.