can my car be repo 38 day's in default?
60 days
no they can't
It is done in time not money i.e. days late.Generally 30-45 days late triggers a repo but they can repo after one day late.
You pay the LENDER what you are behind and the repo fee and go get it.
if you are late 15 days on your payment they can take your car away.
The repo company should notify you about your belongings, if not, Contact your bank who will give you the phone number to the repo company who took your car and make an appointment within 30 days.... after 30 days your belongings are trashed
Some places have the ability to take your car away if you don't pay car lot fees if you are trying to sell your car on their lot. If you didn't sign a contract through them, then they can't repo your car. They will most likely tow your car off the lot and you have to pay expenses on it. If you signed a contract where you must leave your vehicle on the lot for certain amount of days or months then yes they might be able to repo your vehicle if it states in the contract they can. If you are not on a contract of any kind then no they can not repo your car. They will instead tow your car off the lot.
Will i be able to purchase another car later on if my car is repo
It differs by states. Some aloow 10 days ,some until the lender makes a sale on the repo. Check with a local attorney.
Read the contract you signed. Does it include a GRACE period? If so, were you past that also? Does your state require Lenders to send a "right to Cure" letter before they repo? In states that do NOT require the "right to cure" notice, 6 days means they couldn't find the car for 3 days.
Q:Can you get an apartmet with a car repo? A: All apartments come without a car repo option. Sometimes you can negotiate utilities, however
The lender CAN repo when you are 1 (one) day late.