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Qualifications aside, any lawful borrower may go on a mortgage loan with another lawful borrower. Two issues that cause people to question this are: 1) Title vesting. Anyone who seeks to be considered for a mortgage loan must be on the title of the home. Parent and daughter must BOTH be on title. 2) Occupany status. If the parent does not live with the daughter, is the home owner occupied or not? This determination can vary by lender. Make sure this is clarified up front as it may drastically change your loan options.

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Q: Can your daughter and you go on mortgage together?
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