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Can your employer force you to put the company name on your auto insurance if you drive your personal vehicle to do company business?
Wiki User
∙ 8y ago
If the employer is compensating you for the use of your truck, i.e, a mileage rate, then yes they can ask to be listed as an additional insured. However, if they fail to pay you anything for the use of your vehicle, they have no right to demand anything regarding your vehicle. It should also be noted that if you have an accident while in the performance of your employment, they are ultimately liable. Make sure you inform your carrier that you are using the truck for their work - then watch your rates go through the roof.
Wiki User
∙ 8y ago
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Where can you get personal insurance at?
You can purchase personal insurance from any insurance company either online or in an actual store front insurance company. It is important to have personal insurance so perhaps ask some of your friends or business associates who they are insured with.
Can a company be put on auto insurance as an additional and will this satisfy personal insurance when driving the vehicle on company time?
No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.
If you are driving your personal car on a business errand and your car is hit in the parking lot who is responsible for the damage you or the company?
Your insurance company may deny the claim due to business use, but they would be the primary coverage. Insurance stays with the car. But your employer should certainly offer to pay for this damage. I would file with my company and if there is coverage, maybe your employer would pay your deductible, if it is denied then file with your employer. If you would like to provide more details I could be of greater assistance.
What type of insurance do the company Chubb offer?
The Chubb Group provides insurance for business and personal related matters. Their business insurance covers property and casualty while their personal insurance covers cars, homes, and valuables.
Does personal car insurance cover you while on company business?
No,, while on a company bus you would be covered under the companies insurance.
What does the workers comp insurance company need from the employer?
The workers comp insurance company requires the employer to insure all the employees.
Can your employer insist that you carry full coverage auto insurance?
If your vehicle is being used for company/business purposes, yes.
When was The Personal Insurance Company created?
The Personal Insurance Company was created in 1974.
What are some services that Capital Insurance provides?
Capital Insurance provides personal insurance, business insurance, professional liability, and bonds. This insurance company is an independent insurance agency.
Can a commercial vehicle have personal insurance?
The answer would be no. But in the case small business they use company car 9 am -5 pm, then they use it for personal use.In that case they can have in their personal name the business owner, a personal auto policy will cover them.If the company owns vehicles and ofcourse they are titled in the business's name, they need commercial vehicle insurance for complete coverage.
Are you covered while driving a company vehicle on personal time?
Categorically no. The insurance relates solely to driving on company business.
How can you reduce cost insurance of the company?
Make it a L.L.C. or L.L.P. A sole proprietorship has low insurance. If you incorporate it and separate business from personal, it will increase insurance.
