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Can your employer force you to put the company name on your auto insurance if you drive your personal vehicle to do company business?


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Wiki User
2015-07-15 20:53:03
2015-07-15 20:53:03

If the employer is compensating you for the use of your truck, i.e, a mileage rate, then yes they can ask to be listed as an additional insured. However, if they fail to pay you anything for the use of your vehicle, they have no right to demand anything regarding your vehicle. It should also be noted that if you have an accident while in the performance of your employment, they are ultimately liable. Make sure you inform your carrier that you are using the truck for their work - then watch your rates go through the roof.

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You can purchase personal insurance from any insurance company either online or in an actual store front insurance company. It is important to have personal insurance so perhaps ask some of your friends or business associates who they are insured with.

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No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.

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The Chubb Group provides insurance for business and personal related matters. Their business insurance covers property and casualty while their personal insurance covers cars, homes, and valuables.

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Your insurance company may deny the claim due to business use, but they would be the primary coverage. Insurance stays with the car. But your employer should certainly offer to pay for this damage. I would file with my company and if there is coverage, maybe your employer would pay your deductible, if it is denied then file with your employer. If you would like to provide more details I could be of greater assistance.

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No,, while on a company bus you would be covered under the companies insurance.


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