You do not owe money for a car if it has been repossessed, so your wages can't be garnished for that reason.
check this site
READ your contract.
if your car is repossesed than it just goes ony our credit your wages wont be withheld
Only if you've been taken to court and the garnishment of wages was ordered by a judge.
YES No, wages can not be garnished in Tx except for the IRS, Student Loans, & Child Support.....They can however garnish a bank account if they get a judgment against you in court.
Yes, if there was a deficiency balance owing after the car was sold at auction. Your creditor would have to sue you and obtain judgment in order to garnish your wages.
Yes, wages can be garnished for consumer debt. The creditor would first have to sue you and get a judgement, then ask the court to garnish your wages. If the debt is secured, like a home or car they will likely just foreclose or repossess.
Yes, the two issues have nothing to do with each other.
That is what we call theft. And then you will be sued, your wages garnished and your credit destroyed.
YES, in most cases. I have never heard of anyone having wages garnished to pay for a car loan (of course, I live in Texas, a debtor state, so it may differ elsewhere). Most places will just repo the vehicle.
That's the point. They want the money, not the car, so they garnished your wages to pay that loan. Keep it, drive it, enjoy it. If you want to sell that car, any money would FIRST go to pay that loan and you could keep any cash left over.
Wages should not be garnished prior to a court order. You should be able to argue before a judge that you do not owe a bill because a man did not complete the work. You are not bound to pay him until he finishes the job. If he did not fix your car, he should not garnish your wages for refusing to fix it.
Wages cannot be garnered for medical bills in Texas. They can also not be garnered for credit card debt, mortgage debt, or car loans.
No, wage garnishment in NC is only for taxes, child support
No not in the state of NC - only for child support and taxes. Wanda Improve Credit, LLC
No, all SS benefits are exempt from garnishment or attachment for creditor debt of any sort.
YES. If not, everyone would be buying their cars in TX. No other state would sell cars.
It's possible that you may have to give up your vehicle as collateral, although the creditor would more likely have you wages garnished.
Yes, it can. And if the sale price of the auto is not enough to settle the debt, the remaining debt may still be garnished from your wages.
Yes. Even though the vehicle was repoed, they could take you to court for the remaining balance, or what they didn't recover through resale of the vehicle. You would be notified that you are being sued, and have the opportunity to go to court in your defense. If the court finds in favor of the lender (which they generally do), you could have your wages garnished. That may be the point where you have to decide if bankruptcy may be right for you. Bankruptcy would stop those proceedings and keep your wages from being garnished.
Yes, you can be terminated from a job for any justifiable reason. The repossession and garnishment are YOUR problems, not your employer's. * No, it is illegal for an employer to fire an employee because of his or her wages being garnished. Unfortunately, it is usually not difficult for an employer to come up with a plausible reason to discharge an employee in order to circumvent discriminatory practice laws.