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Being reactive would be to blame your circumstances on what goes on around you vs. being proactive which is knowing and taking action on the belief that your future is decided based on your own life choices not on what goes on around you.

A simple example would be if you were in a scenario where you want to buy a house but you don't have good enough credit. A reactive person would mope about it and blame all their problems on their circumstances and just decide that life is not fair and there's nothing to do about it. A proactive person would note the problem, and do everything in their power to fix it, whether that be getting an extra part time job in order to earn more, or paying off credit debt, or whatever needs to be done to fix the problem.

And you can say that proactive is the person who is thinks before happening the event or reactive person is the person who wait for the things happened and then he take the action according to the situation.

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Q: Different between proactive and reactive
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