Do Car insurance co. notify medical clinics when the medical limit of coverage has been met?
Anytime you have private medical insurance, you are required to notify them of any other medical coverage you have. So, yes, you do need to notify them if you are now covered under SSI medical. Read More
Is it the responsibility of an insurance company to notify the lien holder on a vehicle if any change in coverage?
Yes, they are required by law to notify your lien holder of any change in coverage. Read More
Is the insurance company required to notify you if your employer cancels the company policy thereby cancelling the employee coverage?
No. The Employer must notify you. Read More
Yes, my mother has had one and she is fully covered. There is no reason for them not to cover her unless her employer doesn't offer health insurance or she can not afford it. Those are the main circumstances. One last reason is if her health insurance has dropped her for a previous reason such as she did not notify them of a past medical issue. Hysterectomy is not a reason for no coverage. Read More
Most policies will require you notify them within 30 days, this generally doesn't mean free coverage as they will date the change of your policy to the purchase date. Read More
The same as any claim. You just call the insurance company and notify them of your loss. If coverage is available then they will assign you a claim number and begin to process your claim. Read More
No. Even if you have commercial insurance on your vehicles, you are still responsible for providing the insurance company with a list of drivers. If you do not notify them of the people driving the vehicles they can still deny coverage as you are not obeying the terms of the policy. Read More
Unless you are his guarantor for his medical bils, you do not need to do anything about his using your insurance cards. When the doctor's office submits the bill, the insurer will notify them that he does not have insurance. The doctor's office will then go to him for payment. You are not at risk for his medical bills. Read More
Can an employer drop health insurance after terminating you while on medical leave and not inform you?
They must notify you of your COBRA rights. Read More
Yes. Though it may vary by state, you generally have 14 days double coverage to notify the company of your new vehicle and apply premium to bind coverage. Read More
Make sure that you notify the new insurance company that you require an SR22 filing and you should be fine. Don't let any gaps occur in your coverage though. Read More
Yes and no. You can do anything...but there may be consequences. If you already have an auto insurance policy, most company(and you need to check) will provide coverage on a new car for a number of days before you need to notify them. If you do not, then you will need to secure coverage prior to picking up your car. In state where there are mandatory insurance or if you are financing the purchase, the… Read More
Your Insurance Company is required by law to provide a copy of insurance policy at renewal time to your mortgage company and to notify them of any endorsements or changes in coverage. They may Notice it if they review your policy. Read More
What can happen if you do not notify your insurance company that you are driving under a suspended license and have had an accident?
They will probably try to deny coverage on your claim. Did you inform them that your license was suspended? Probably not, I imagine. Read More
Can payment of medical benefits be coordinated between an individual medical insurance plan and a group medical insurance plan covering the same person?
Its possible but unlikely. If one policy is direct pay then both should pay as prime and essentially ignore one another. Clarification: It would be considered insurance fraud to not notify each insurance company of your coverage with the other. Otherwise, you would actually be making a profit from both insurers paying the full amount they would pay if you only had coverage with one company, which is illegal and would result in serious consequences… Read More
You'll need to file an accident report, then notify your insurer of the loss occurrence. If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the at fault driver. Read More
Yes and it happens quite often. Usually when you let you Homeowners insurance cancel or change companies and fail to notify your insurance company to send a copy to the mortgagee. If the mortgagee does not have proof that you have insurance and have them listed on such insurance, they will place "force-placed" coverage on the property to protect themselves and they will charge you for this coverage. As long as you get them notified… Read More
It is the Mortgage company's requirement. One of their conditions for loaning you the money is that you carry insurance. This protects their investment in the home. If you attempt to cancel the insurance after you get the loan, your agent is required by law to notify the lender. They will then placed forced coverage on the property. This coverage is much more expensive and only covers the lender, not you. So you are best… Read More
Do you have to add your child to your car insurance if they are of legal driving age but don't have a drivers license?
You need to notify your insurance company of all children at or over the age of 15 and let them know of the license status as well. If they get a license of any kind notify your insurance company and give them the license information. If they are not licensed be sure that you do not let them drive the vehicle for any reason. Many insurance policies read that no coverage is provided if you… Read More
Yes. Your insurance adjusts to the higher or your liability limits or the minimum limits for the state that you drive into. Be aware that all U.S. insurance will cover you in Canada as well but not in Mexico. When you cross the border into Mexico your insurance does not. If you move to another state you are required to notify your insurance company and if you don't it could be a cause for denying… Read More
Yes, since the situation has changed. Also, you want different coverage such as loss of rent. For example, if there is a fire and your tenant cannot stay at the home, they are not paying rent. By having such coverage, the insurance company provides you with compensation of the loss rent. Also, you can face action from the company by purposely not notifying them of the change. Read More
No. You need to contact your insurance company. they are not all the same. Most insurance companies will give you a short grace period in which to notify them of a vehicle change such as a trade in situation. If it's an additional vehicle you have acquired, there would be no coverage until you have contacted your insurance company. Read More
If someone suspects medical identity theft, they should first contact the police to file a police report. They should also notify their insurance company. Read More
An SR22 insurance policy is a regular insurance policy with some additional requirements of the insurance company to notify the State Department of Motor Vehicles and restrictions on cancellation. In a rental car situation, the rental car company will carry the liability coverage and physical damage coverage. You are responsible for a deductible for any damage done to the vehicle. I recommend that you purchase their physical damage waiver so you will not be responsible… Read More
If you are involved in a minor collision and the police respond do they report the accident to the appropriate insurance companies?
No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company. Read More
Not necessarily. Vehicles must be listed on the policy and a premium paid for the coverages desired. Some companies give a certain number of days coverage when you purchase a new vehicle and some do not provide coverage until you notify them to add the new vehicle to the policy. Read More
If you have a minor driving your vehicle without having them listed on your insurance policy, then the insurance company will most likely deny any and all coverage if they should ever have an accident in the vehicle. You are not paying for insurance for them to drive the vehicle, so why should you expect them to pay the claim? You policy states that you agree to notify the company of all drivers and by… Read More
When you plan to sell your car you should notify your insurance company of the pending sale. It will provide you with instructions on how to transfer title properly, surrender the plates and cancel the insurance if you aren't transferring the coverage to a new car. Generally, the insurance company won't cancel the insurance until the plates are turned in or transferred to another vehicle through the RMV. That means the company will continue to… Read More
An SR22 will notify the state if your insurance policy is not in force for some reason. Read More
Notify your state department of insurance Read More
There are lots of reasons that dropping your health plan at any time is unwise. But to answer your question: You can go for up to three months without health insurance, and still not have to pay the penalty/ tax. You drop your health plan by stopping your monthly payments for it. If you are covered by an employer plan, you would notify your employer. The employer will have forms for you to sign, and… Read More
If you did not notify the insurance company that the person was deceased and the executor of the estate did not cancel the policy, then the premiums would still be deducted and the coverage is probably still good until cancelled. Read More
If you hit a vehicle that is unattended, you should first notify the police. They will let you know if they need to be present to write an accident report. After that, under one of the windshield wipers, leave a sheet of paper with the following information on it: your name, your address, your phone number, your insurance company's name, and your insurance company's claim phone number. You should then promptly notify your insurance company… Read More
In the UK there is no onus on a life insurance company to notify a funeral director of the existence of a life insurance policy, that is a matter for those handling the deceased's estate. Read More
What is the rule in a medical insurance company sending you a notice that a dependent wasn't covered back in January but you were never notified until the end of September?
Why wasn't the dependent covered? Can you prove you were never notified? Is COBRA or HIPAA involved? What does the Insurance Contract say? Brochures? Did the insurance company have an obligation to notify you? Read More
Is your homeowners insurance automatically cancelled at closing when you sell your house or do you have to contact your insurance company to cancel it?
By Law,, Your Coverage, ceases automatically when you sell your home. The Insurance company however will not know your home has been sold right away unless you notify them right away. Should they find at a later date that the sale ocurred they will cancel the policy or non-renew it. Read More
No. You are required to notify your Insurance Company whenever you rent out your property to others. The policy is required to be endorsed as "Tenant Occupied" and additional premium is most often collected due to the increased risks associated with the rental. Failure to notify your insurer will void all coverage and leave the home uninsured. If a loss occurs after you rented the house out and you did not notify your Insurance Company… Read More
Can someone put your car on their insurance policy without your permission and without you being listed as a driver?
Who knows. Even if they do, you have no insurance coverage and they have wasted their money. The insurance company can not and will not pay any claims arising out of any incidents with a vehicle that does not belong to to the policyholder. Purchase your own insurance. It is a legally binding contract in which you state that you own the vehicle and that you have listed all household members and/or drivers and that… Read More
Canceled auto insurance and went with another policy Now original insurance company demanding proof of insurance with new company Is this demand legal?
Yes, If you have a lien holder (basically another insured) on your policy. The terms of your contract require the insurer to notify your lien holder 30 days prior to cancellation. If you show the company you have purchased replacement coverage, then they can expedite the cancellation of your policy helping you to avoid double coverage and paying twice during the coverage over lap with the new policy. Giving them a copy of your new… Read More
Yes, If your currently insured vehicle is traded in or upgraded then the newly purchased vehicle is automatically covered for the first 30 days with the exact same coverage as the vehicle you traded in. Within these thirty days you are required to notify your insurer of the vehicle change. Failure to notify the company within the required time period can void or nullify coverage on the newly acquired vehicle. Not that if the Newly… Read More
The auto insurance company would notify the policy owner when the policy renews. If you have any vehicles financed and have provided the company with the correct mailing address and loan numbers they will also notify them of your renewal. Many states have an automatic notification system so that the company also notifies the State Department of Motor Vehicles of insurance or insurance cancellations so that the State knows if your insurance is valid as… Read More
Can you drop your auto insurance carrier half-way through your six-month policy period if you found a different carrier with a better offer?
In NJ you can - the old insurance company is supposed to pro-rate your fees and mail you a check for the difference. You have to notify them after you get the new coverage set up. Read More
This will depend on your policy itself. Many companies do not give you automatic coverage for newly purchased vehicles, and if they do the coverage is for the same coverage on the vehicle you are replacing or at best the same coverage you have on other vehicles on the policy. Some companies will give you 15 days and the most is 30 days if any at all. You need to read your policy carefully concerning… Read More
That will depend on where you live. In Alberta we have private insurance companies and no it is not a part of our job to notify motor vehicles if your policy is cancelled or lapsed. You do need the pink card to renew your registration though. Read More
PMI is not a product that you purchase from an insurance agent like myself. It is an insurance policy that covers the bank if your mortgage is foreclosed on. Generally PMI is required by the bank if you are financing 80% or more of the value of the home. The insurance covers the bank but you are required to pay the premiums. After your mortgage balance falls below 80% of appraised value you can and… Read More
your insurance co will notify the DMV and then can suspend your license Read More
Yes, unless the Insurance Company is doing it. Read More
Auto insurance companies do not require drivers to file an SR-22, however, the DMV does. If you have been caught of driving without insurance or you have been convicted of a DUI you may be required to file an SR-22 with the DMV to prove you maintain continuous auto insurance coverage. SR-22's are proof of financially responsibility. By filing this form, your insurance company will notify the DMV when your policy lapses or is cancelled. Read More
Can a homeowners insurance policy drop the policy if no one is living in home and it is on the market to be sold?
Yes, If you have not the insurance company and endorsed the policy to vacant as required and they discover the vacancy they can cancel immediately and void all coverage retroactively to the date it became vacant. It's in the contract. Same if you rent it out and don't notify them. Read More
It depends on how long it's been vacant and the contract terms of your Policy. All Home Insurance policies typically require that you notify the insurer with 30 to 60 days of vacancy. Failure to do so voids all coverage on the policy for the home. Read More