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If you cosign for your girlfriend at a dealership so she can get a car does it effect any loans or lones of credit that you may already have with another bank or institution?
Yes, it goes onto your credit report that you cosigned a loan because you could become responsible for the loan if she defaults. So, that amount of money does show up on your credit and could affect your credit worthiness .
Regularly Monitoring a Credit Score Report?
Lenders and prospective employers check credit score reports to determine if people qualify for loans and employment. Credit score reports serve as indicators of financial responsibility based on the history of transactions appearing on each report. Because credit score reports influence many aspects of peoples� lives, these reports should be correct and not show any debts or failures to pay that should not appear. The best way to ensure that credit score reports are correct is to monitor them regularly. People can request their own credit score reports through the three major credit score reporting agencies once per year.
Can you improve your credit score by cosigning for someone who has perfect credit?
Yes you can, if approved it will show positive on both reports.
If you have an individual credit card will it show up on your credit report with your husband?
It can. My wife and I have some individual cards that show up on both reports and others that do not.
Where can individuals with bad credit get home loans?
Individuals with bad credit often think they are unable to get home loans. This is not true. With a little patience and research, they will find they can get home loans as well. Banks are often reluctant to lend to those with bad credit. However, if one is able to give a larger down payment and show financial stability you may have a great chance despite your bad credit history.
If you cosign for your girlfriend at a dealership so she can get a car does it effect any loans or lones of credit that you may already have with another bank or institution?
Yes, it goes onto your credit report that you cosigned a loan because you could become responsible for the loan if she defaults. So, that amount of money does show up on your credit and could affect your credit worthiness .
How long does bankrcuptcy show in a Credit breau?
It will show up on the credit reports for 10 years.
Is student loans badiies?
Student loans can show up as "baddies" on your credit report if they are paid late or in default. These loans are reported similar to revolving loans or lines of credit.
How does Transunion Credit Reports work?
Transunion Credit Reports works by allowing you to see your credit report. They take your information and show you what your credit rating is based on your history.
Do all credit reports show the results and risk factors involved with identity theft?
Not all credit reports show this listed out. TransUnion and Expedia show the risk factors involved. Most of the credit reports show the risk factors of what could happen should your idenity be stolen.Identity theft can have bad consequences.
Regularly Monitoring a Credit Score Report?
Lenders and prospective employers check credit score reports to determine if people qualify for loans and employment. Credit score reports serve as indicators of financial responsibility based on the history of transactions appearing on each report. Because credit score reports influence many aspects of peoples� lives, these reports should be correct and not show any debts or failures to pay that should not appear. The best way to ensure that credit score reports are correct is to monitor them regularly. People can request their own credit score reports through the three major credit score reporting agencies once per year.
DUI and your credit?
a DUI is a public record and serious public records show on the credit reports
Why do multiple student loans show up on your credit report but they are consolidated?
If your credit report is stating that these loans are not transfered loan, then you need to dispute this information with the bureaus.
What are bad credit reports?
Bad credit reports are those that show negative aspects of your credit history. The types of issues that cause bad credit are missed payments, too much credit, too little income, etc.
What happens to your credit report when you marry?
you both show up on the credit reports as soon as you purchase the first ting together you will start a joint credit history that is very inportaint which will determin what you pay for your home,auto insurance, credit cards and loans,every time you want to buy somthing and are not able to pay cash for.
Can you file chapter 7 and not include your student loans in the bankruptcy since they are in deferment and also continue getting student loans while in college?
I believe that student loans are a category of debt that is not dischargable in bankruptcy. The bankruptcy will show up on any credit reports, and you may subsequently be unable to et additional loans. I filed for bankrupcy in 1998. I was able to obtain Student Loans despite the bankruptcy in 1999-2000. My past credit history was not considered when determining my student loan application.
Can you improve your credit score by cosigning for someone who has perfect credit?
Yes you can, if approved it will show positive on both reports.
