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Some dealers use a system called "OnTime" to help debtors remember that a payment is due. The dealer gives you a code to input to the device that keeps the car running until the next payment is due. Use of this system is growing as it eliminates the need for repomen. It makes the cars much easier to find.

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Q: Do finance companies install a 'chip' that makes your car shut off if you are late less than 10 days on a payment?
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