It depends where you got the ticket. In Texas they have no idea unless you are convicted and it goes on your record, or if an accident was involved. I am a Dallas Fort Worth area traffic ticket and warrant attorney. Contact me if you need help at richie@richardhmartin.com or www.richardhmartin.com.
None with the insurance company I use. And define "minor".... some peoples definition of minor is different than the insurance companies.
If you do not go to traffic school to get the ticket removed from your record then yes it can affect your rates. However depending on the length of time you have had your insurance, the company, and your specific policy, then your insurance company can choose not to change your rates.
No, no ticket, no report, no knowledge to insurance company.
It depends on the state.
A traffic ticket could raise your insurance rates. It won't raise them right away, but may come into play when the insurance is being renewed.
You can appeal a ticket surcharge that is imposed by your insurance company with your state insurance department but you will lose if you try to blame the police officer. Police officers have no responsibility to inform you of what might happen to your insurance if you get a ticket. In fact they don't care what happens to your insurance rates, if you violated a traffic law you should expect to get a ticket.
Nope! The ticket that comes in the mail WILL have to option to go to traffic school in case your insurance raises your premium for having a ticket, but most insurance companies don't for a non-moving violation, so just check w/ your insurance company. I got one in CA (Orange County) and it was $149. Just pay it out.
It can definitely raise your rates.
No it does not.
Your insurance will not immediately go up. When your insurance is up for renewal or your policy changes, your rates may jump ten or twenty dollars a month.
no it shouldn't
Hi, I got a Careless Driving Ticket in October 9, 2012. My insurance rates went very high, however, I was notified this ticket has been corrected to Interference with Traffic with no Demerit points. My insurance company won't lower my rates. Is there any recourse I can do? I am not guilty of Careless Driving, so why must I pay for it? Best Regards, Shari