I don't know about AZ law, but it is a VERY GOOD IDEA to do so. I USUALLY DO IT AS I'M PULLING OUT OF THE YARD.
They hire a repossession company to take your vehicle. You may wake up one morning to find that you vehicle is not where you left it the night before, or you may walk out of the Walmart or Winn Dixie to find the vehicle gone. You will likely then call the police to report the vehicle stolen, and the police will notify you that it was not stolen but repossessed. Within several days, you will receive a notice from the lender stating that the vehicle was recovered and will be sold to be applied toward the debt, and that you may claim any property that was found in the vehicle. You may also make arrangements to redeem the vehicle provided you pay the past due balance.
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