yes and i hate it
Secondary insurance will not pay the claim but the remaining charges should not be billed to the member/patient. Provider of service should write off the patient responsibility that primary insurance applied.
If you have an insurance plan, the pharmacy can charge the insurance company whatever they want to (more often than not, it's no more than the actual cost of the prescription minus your co-pay). They will not overcharge your co-pay. Your co-pay is a part of a contract between you and your insurance provider. That should be spelled out in the contract between the pharmacy and your insurance carrier. The best place to ask would be your insurer.
Ask your Health Insurance Provider
From a medical provider POV, you are ultimately responsible for your medical bills. You have the contract with the health insurance company, not the provider. Most offices bill your insurance as a courtesy, knowing they will take a writeoff. If the insurance did not pay, there was a reason given on your EOB, and it is your responsibility to find out why. Most offices are more than willing to take payments, collections is a last resort.
In most cases the provider can not. The provider is obligated to bill the insurance. The reason is such transactions can lead to insurance fraud.
no
More than likely the insurance will not pay for it.
You would have to file this under your collision coverage. Depending on your insurance provider, they will list the accident as a no fault accident. More than likely, you will have to pay your deductible.
No.
No
An "out of network"medical provider will not receive payment for services if not pre-authorized by a medical insurance company. It also requires the provider to agree to accept the pay scale if authorized,except in Florida where state law requires insurance companies to pay the providers fees in an emergency.
yes