Insurance companies ask if you've had any accidents or traffic violations within a period of time. If you admit, your insurance rate will likely be higher. If you lie and the insurance company finds out (and they will), your insurance will be cancelled.
== == In MI your insurance goes up on each and every ticket you get. Not sure about Kansas, but probably the same.
August 1, 1876
The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
3 chances
Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.
Getting a speeding ticket may raise your insurance premium rates, but it will depend on several factors. One is looking at your total ticket count over a period of time, like 12 months. If you have 3 speeding tickets in that time, your rates will most definitely be affected. If this is your first one, you may not see a difference.
No you do not need to inform your insurance company of a speeding ticket you have obtained. You do need to be sure you pay your ticket to avoid having your registration canceled.
There is not a ticket charge for a no proof of insurance in Michigan. You are given a ticket for other things, such as speeding.
Yes it will.
If they find out about it then it might.
no
No it does not.