No use
If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.
Tell the police, tell the insurance company
This may vary from state to state. In Mass, you have to have insurance in order to register a car (the insurance company has to stamp the registration form)
it will tell you in your contract between you and the insurance company
No!! It's not the insurance that tells you how to fix your car, it is you who has the legal right to tell the insurance company. I learned this the hard way!
Insurance companies do not give discounts to bad drivers. If you were given a ticket and the judge said you have to pay that ticket, then your insurance rates do increase.
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.
No, but if you don't tell them you are married then you are committing insurance fraud.
Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.
They may find out through the car insurance company, The car insurance is higher when the speed if over 5 miles above the posted speed. It's always better to tell the truth.
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
A jaywalking ticket will not increase your car insurance. It will not put points on your license in most areas or states.