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No. However, it would be prudent to have legal representation or at least obtain legal advise on the matter. A summons for a civil suit for debt does not require a court appearance of the debtor/defendant. But if the defendant does not appear at the time of the hearing he or she will lose by default and a judgment will be automatically entered in favor of the plaintiff. A defendant in a civil suit of any sort should make themselves aware of the laws of the state in which they reside as to the type and amount of personal and real property that can be protected (exempted) from attachment or seizure and sale by a judgment creditor. Such exempted property is usually the same as that which is used in bankruptcy.

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Q: Do you need an attorney when you are being sued for credit card debt?
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Related questions

Is hiring an attorney recommended to settle a credit card debt?

yes it si recommended to hire a attorny . if you really has lots of debt on your credit card . he will definately finds some ways fr you


Can a credit card company issue a summons for unpaid debt or can a credit card company retain services of an attorney and sue for unpaid debt?

sure they can but they cant collect or that is what happens in texas they can get an injunction against you but that means you have to pay them but not when Absolutely. You own them the money and they can hire an attorney or sell the debt to a collection agency.


Can a debt attorney provide assistance with credit card relief?

Yes a debt attorney can provide assistance in assessing and negotiating credit card payment and relief of your debts. Information and guidance can also be sought by non-profit organisations such as mediation and counselling, or for profit organisations such as a bankruptcy lawyer.


In the U.K.your husband has passed away are you responsible for paying his credit card debt if his name is the only one on his credit card account?

The "you" who would be responsible for his credit card debt would be the benefactors of his estate. In most states, that automatically goes to the wife. I would check with an attorney before liquidating any assets to pay the debt.


What is the difference between a debt card and a credit card?

The diffference between a debt card and a credit card is ,in a debt card it's money from your account .In a credit card is when you borrow money from the bank.


Where can I get advice on credit card debt solutions?

I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?


Could You Get Garnished For A 1900 Credit Card Debt?

There were no credit cards in 1900, hence no credit card debt.


When are you in credit card debt?

A person is in credit card debt when they have charges on their credit card and can not pay them. A person can make charges on a credit card and make payments at a later date. When a person charges on their credit card, the charge is now a debt that must be paid.


Is the spouse responsible for the deceased credit card debt in Illinois----Will they take it out of the estate?

Yes the debt is paid out of the estate. If the spouse was a partner in the debt, they can be responsible. If they had a card in their own name, they may have to pay. Consult a probate attorney in Illinois.


Your mother died in Colorado leaving credit card debt and she also had a life insurance policy with her children as beneficiaries do you have to use the insurance money to pay the credit card?

I would consult an attorney if I were you.


Is an additional credit card holder liable for the whole debt on the credit card account?

ia an additional credit card holder liable for the whole debt of the credit card account


Who is responsible for outstanding credit card debt if bank cancels your credit card?

You are because you incurred the debt.