Yea, one need Motor Cycle Policy on a scooter plying on the road. For the rider, better to opt for a Personal Accident Policy against eventualities that might occur any time.
No, if it is 49cc or under, your scooter is considered a bicycle with an asisted motor, therefore you don't need insurance or a regerstration.
nope
yes
Not for a 50 cc
no
you are allowed on the path but not the road.
no mopeds are very safe this person is lying yes you do have to have insurance
Yes. You need a driver's license and insurance.
Yes. You need a drivers license and insurance.
Scooter insurance does not cover more than motorcycle insurance. Essentially motorcycle insurance is scooter insurance and in general, is insurance coverage for 2-wheel vehicles.
Yes, a lot of auto insurance companies also offer scooter insurance. You should check with your auto insurance company to be sure that it carries scooter insurance.
Yes. You need a driver's license and insurance.