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Mexican law states that the liability portion of your insurance must be from an authorized Mexican underwriter. This means that although US companies say they cover you in Mexico it is only for phsyical damage to your own vehile (theft, vandalism, collision) and may only be for a limited time.

Finding a respected Mexican insurance company to handle this may sound difficult, the key is that they have underwriters who will be similar to US companies when it comes to paying out a claim.

Grupo Nacional Provincial, ABA Seguros (owned by GMAC) and Genworth (owned by General Electric) are some of the highest rated companies in Mexico. They all boast at least an A- rating from AM Best. AM Best also rates companies in the US (A rated companies in the US include State Farm, Allstate and Progressive, etc).

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12y ago
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13y ago

Yes, many places by the border can sell you Mexican auto insurance, you can also call your agent and he should be able to sell it to you or refer you to someone you can.

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Q: Do you need travel auto insurance in Mexico if you have collision on your us insurance?
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