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yes it does. HO 5 the special form

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Q: Does a Homeowners policy cover damamge to an aluminum awning caused by weight of Ice and Snow?
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Does homeowners cover damage caused by birds?

no


Will homeowners insurance cover a cracked foundation caused by an earthquake?

Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.


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All homeowners policies cover damage caused by lightning.


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Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?

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No, this is considered normal wear and tear.


Am i responsible i damaged an awning but other parties have damaged the same awning who is responsible myselfcausing initial damage or all three of us that have caused damage?

if you had repaired it when it was first damaged, it would be an easy choice. But in this case, you have to CONVINCE the "others" that they also damaged it. Since you did not replace it when it was damaged, you would have no case in a court.