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Does a cease and desist letter cover all accounts that the collection agency is handling?
BAB48
You must list every account that is in default and collection action has begun. You may, however, do so within a single written notice.
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∙ 13y ago
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How can you make a collection agency stop calling you?
Remit a "cease and desist" letter to the agency via registered mail with receipt requested.
A notice to cease and desist can it be written to the creditor or only to a collection agency?
A cease and desist can be written to a collection agency. However, some creditors adopted the FDCPA as their baseline for communication and ethical procedures. If you need assistance please visit www.OntrackFinancialGroup.com Ontrack Financial Group llc 888-686-6834
What should you do if you had a cc judgment against you for 6000 and you paid 3000 and three years later a new credit agency has you in court wanting 8000 and says you only paid 200?
No credit agency will sue you. I believe you mean collection agency. Send the collection people a Cease and Desist letter (google "fair credit act cease desist). Then get a free credit report (your right!!)(the score doesn't matter so don't pay to get it). Then dispute the debt w/ the credit bureaus (the dispute letter will be found w/ the Cease and desist letter).
How can you stop calls from a collection agency?
To stop calls from a collection agency, you need to write them a letter. In this letter, you should tell them to cease and desist further communication with you. Send the letter by registered mail so that you have proof you sent it. Also, when mailing the letter, ask for proof of delivery. The debt collection agency may only contact you once more to acknowledge the letter and to state what, if any further action they intend to take.
What can I do if a collection agency is attempting to collect a debt that has been paid to another collection agency I have provided proof of payment and they are still persuing collection.?
If you are absolutely sure you paid the debt, then send them a cease and desist letter. This forces them to either leave you alone, or file a lawsuit. Since you are SURE you paid, you have nothing to fear from a lawsuit because you can present your proof as evidence. If they violate the cease and desist by continuing to call or write, you have grounds to sue them under the Federal Fair Debt Collection Practices Act, as well as any applicable state laws. In actual fact, you probably have grounds right now to sue them for attempting to collect a debt which they have no legal right to pursue, but that's shakier.
What does desist mean?
A 'Cease & Desist Order' means: * 'Cease' means to stop and 'Desist' means not to do it again. This comes into effect when there is a dispute about something. A person sending the Cease & Desist Order is telling the person bothering them to stop! * You can place this legal paper for: stalking, damage to your property, harassing phone calls, etc. * Copyright and trademark infringements. * Slander (someone saying something about you that isn't true); libel or labor disputes. * A Cease & Desist Order can be given to a company that that you owe money too if they are phoning you at all hours of the day or or night, BUT the Cease & Desist Order is not active until the company puts your account into the hands of a collection agency.
Is it a good idea to send a drop dead letter to a collection agency?
I assume the reference is to a "cease and desist contact" letter. Some debt counselors believe that it will "trigger" a lawsuit, that is unlikely. If a creditor believes they can win a judgment, they will sue, regardless of how co-operative or obstinate a consumer's behavior.
What does a debt collector do?
Collect money from people who don't pay what they owe.You have a right in the fair debt collection practices act for a fair debt collection even if you owe a debt. You can request the debt collectors for a validation of debt. If they do validate you can further request to stop calling by sending a cease and desist letter to them.
What does it mean to desist?
Desist means to abstain from or stay away from.
Can a collection attorney collect if you sent them a letter to cease and desist and the original creditor sent you an agreement that you agreed to pay?
If you paid according to an agreement and can prove it, the attorney couldbe liable for damages to you for unfair debt collection ro fraud.
Is there a time limit on when a debt collector for a credit card can sue you?
Yes, states set there own Statute of Limitations for debts. Credit cards are considered to be open accounts. The SOL only applies to lawsuits not to collection procedures such as phone contact, although third party collectors can be subjected to the "cease and desist" notice under the FDCPA.
I did a volunteered Repo on a car and a collection agency is trying to collect difference of 5200?
And it is your responsibility to pay this. You should however contact the original loan holder and request in writing a complete statement of all charges and balances owed, with reconcilliation of all amounts paid or applied toward the original balance. Do it in writing, otherwise there is no obligation by the original creditor to provide this information. contactthe collection agency atthe same time, also in writing, and inform them that you are negotiating with their client, and that they should cease and desist all collection efforts. Remember, do it all in writing. Send the letters registered, return receipt so you have proof of service, and keep copies of everything.
