Depends on the state, total number of employees, etc. Even if the employer is exempt from the *requirement* to carry Comp, he remains liable to his employees.
If your employer doesn't carry Comp, ask him to discuss it with his insurance agent, who can help him understand the costs of insurance versus the potential costs of being uninsured.
There's a viable alternative in most states for independent contractors and those employers who are exempt from having to carry Comp: Occupational Accident coverage can be customized and often is less expensive than Comp. They aren't the same, though, and when used for independent contractors I personally feel it should always be paired with Contingent Liability.
Does family workers have to have workers comp.?
In Pennsylvania, yes.
i lost a finger in 1983 do i get money for that
i understand that in fl i am not required to carry workmans compensation for my tree service when i only have 2 part time employees
Most insurers will require initial testing of all employees and random testing of all employees thenceforth.
Certainly. WC claimants have no expectation of privacy. Folks injured at work get workers comp, and that's no secret.
what earnings must i report to workmans comp
no
if your employer doesn't have workers comp insurance then you sue the company directly. Find a good lawyer.
Yes - even in the absence of a workers comp policy, the employer is responsible for a work related injury
Yes it is a workmans comp if he was scheduled to come in or he had an appointment. Massachusetts Yes it is a workmans comp if he was scheduled to come in or he had an appointment. Massachusetts Answer #2 You better check with workman's comp. I know of a case where a fellow employee fell in the bathroom at work and was denied payments because it was not considered "work related". In this particular case, the company turned it in as workman's comp but it was refused.
No
Personal time
By law, it's optional for sole proprietors. Reality can be different though. In the construction trades most general contractors will require any subs who are sole proprietors to have workmans comp. This is what their insurance companies require. If a sub doesn't have workmans comp the insurance company adds their wages to the gc's bill.