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That depends.
Most states require that homeowner policies include workers comp coverage. It is intended to cover household employees, such as a maid or nanny.
Regardless of whether or not you need the coverage, if your state department of insurance requires it be on the policy then you cannot have it removed. Call your agent to see if it's a state requirement or something they simply chose to add on.
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What type of workmans com insurance does a carpenter in north carolina need?
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
Flooring business and license and you are the only employee - do you need workmans comp insurance?
It depends on the state that you are in, in California, if you are the owner and have no employees, you do not need workers compensation insurance. The easiest way to find out would be to call your local employment development department - if you are not in CA - if you are, I just answered your question!
What type of Laywer need to be hired to handle a workmans compensation case?
You will want to find a credible and ethical injury attorney in your area who has a track record of successfully handing workmens compensation claims.
What legal representation do I need for a brain injury work compensation suit?
If you husband was injured on the job you need to find a workmans compensation attorney, preferably one that has handled brain injury caes. A great place to get a referral is you neurologist.
Do i need Workmans comp for spouse?
If your spouse draws a wage from you or your company, you must include her in any workers' compensation plan. If you both own the business as sole proprietors, neither of you are required to be on a workers' compensation plan.
Do you need to carry workmans comp on an employee that works less than 40 hours a week in Georgia?
Yes, according to the State Board of Workers Compensation, if you employ more than two people you must provide workers compensation coverage to all regular employees whether full- or part-time.
Do sole proprietors need workers compensation?
Check the state laws in where the sole proprietor is being operated. It changes from state to state. For example in California requires workers' compensation if there is one employee. But if it is a sole owner with no employees then the insurance is optional. In Alabama and Florida if you have four employees including the owner, then workers' compensation is a must. In Texas workers' compensation is not required at all, but the state does require the employer to post a sign stating that workers' compensation will not be provided.
Do you need workmans comp insurance for a concession stand if employee 13 years of age?
You need workers' compensation insurance if you have employees. You do not need worker's comp insurance if you are a sole owner. In most states, owners of a business are exempt from having workers' comp for themselves. The type of business does not matter. If you have employees, you need comp insurance. ...plus, the venue, whether a city owned street, school or music venue SHOULD require that you carry the coverage on yourself to ensure you don't allege to be its employee if you suffer an injury.
Does an owner of a company need to have workmans comp insurance if they have one employee who is a brother-in-law?
No. Source http://www.dir.ca.gov/DWC/erguide.pdf Page 13 For more info. on Worker's Comp see http://www.steveshorr.com/workers.comp.htm
In Pennsylvania does an owner operator with no employees need worker's comp insurance?
If there are no employees in the business, there is no need for workers compensation. However, handymen, landscapers and other part time contractors may be considered employees and need to be covered. The defining factors between an independent contractors (do not need to be covered under workers compensation) and employees (do need to be covered under workers compensation), has a lot to do with them having a contractors license, insurance, workers compensation for their employees, etc. If you are unsure, it is best to disclose the possible employees to the insurance company and let them decide if they need to be included or not.
Can you sue the owner of a house you live in?
you'll need to talk to a lawyer about that but its possible............ :)
I need to know where should I go to obtain the training to become a child Care owner in Lakeland Polk County ?
You will first need to become a certified Home Healthcare Professional,before you are eligible for compensation.
