Texas is the only state were an employee does not have to have workers' comp insurance. Instead they can have a private accident insurance plan. But they must have one or the other. AN employer can exclude contract employees from coverage under their plan (at least in Texas). I forget the exact number, but I know if an employer is a small company, I think it may be under 15, then they don't have to have workers comp or an accident plan.
yes
Yes, the insurance is kept but you must pay the full amount your employer paid. If not Cobra insurance will be offered at a very expensive rate.
The minute that employee sets foot on your premisis he is covered. Now for regular health insurance he/she will have a time period as stated by your company. But workman compensation covers ANY employee regardless of how long they have been in your employment.
A insurance provided by employers for injured employees. There is a provision in Texas law whereby an employer may elect not to purchase workmens' comp insurance. About 33% of Texas employers do not have WC insurance.
No. There is no possible method in which your employer can withhold this. The Government is the governing body for disability insurance. They issue checks for disability. If you are trying to get a workmens compensation claim, the company is not the issuing body either. The company has an insurance company that would pay these claims and again, the administering body is the Government. The employer is only responsible to pay you for when you are working. Compensation claims go through your state.
what are the problems in enforcing workmens' compensation act? what are the problems in enforcing workmens' compensation act?
no
First, you would need to become a licensed insurance agent. Once that has been accomplished, you can either work for an agency that brokers workers compensation insurance or open up your own firm.
It would depend on the cause of death. If the employer is at fault then yes.
Workman's Compensation Insurance is specifically for work related injuries. State laws control the way WCI is regulated, meaning the requirements that are needed to collect a claim, the amount of the claim and so forth. Not all employer's are required to participate in WCI therefore not all employee's would have access to the program.In the UK an employer is responsible for injuries caused in the workplace if the employer was in some way negligent or breached other UK regulations. For example - if a workman hurt his foot due to a defective work machine - the employer would be liable to pay compensation.
Workers compensation is supposed to be the sole remedy if you are injured on the job. ...and unless your employer was GROSSLY negligent, you cannot sue.
Harassment? If your employer if asking when you can go back to work, that's not really harassment. If your employer wants to see proof that you are out due to medical reasons, that's not harassment.