Does comprehensive insurance cover an exploding battery?

Answer 1

depends on what caused the battery to explode.....should cover the 'insueing damage' caused by the battery explosion....... *I'm afraid I have to disagree with the absolute no, and nor resulting damage, i do agree your insurance policy doesn't cover defective, or worn out parts/equipment, however, in MOST cases the ensueing damage is covered....ie you have worn out tires, a blow out occurs putting you in a ditch....tire isn't covered but the resulting damage is...another example, you have a vehicle fire, due to an exposed wire, the ensueing fire damage is covered....what causes most vehicle fires? shorts.....(one more), your brakes go out and you hit three parked cars...are you saying the policy wouldn't cover (with collision coverage) the vehicle or the parked car? absolutely not...coverage would apply..of course your policy states ''sudden and accidental'' and also are exclusions for wear/tear and deteroriation.....but i have never in my twenty years as an adjuster (not an agent) NOT seen this ensueing damage covered.......of course, if a person is aware of a neglected dangerous hazard with their vehicle and intentionally doesn't take care of it, we've opened an entirely different topic.....(same with , ''i knew that tree in my yard was dead and should've had it out years ago, before it fell on my neighbors house''), and of i course agree that your policy isn't a 'vehicle maintenance policy' although many insureds seem to think so....ha ha....again, i haven't seen people canceled or non renewed for that........the claim is denied.......... end of story........i think it is important to mention that all states are different, there may be some policy wording in some states that are not in others.......let me say the above I know applies to MO< KS