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Yes, Your Homeowners Insurance Policy can provide for Legal Defense costs in certain types of legal actions that seek liability claims against the insured. especially if a suit has arisen out of home ownership.
Contact your Insurance Agent if you have one, otherwise the company 800 number and enquire. A description and a little detail could quickly allow your insurer to advise of available coverage under your policy.
Additional Coverage exceeding and supplementing to your Auto and Home Insurance may also be available to you if you have a Personal Umbrella Policy in Place.
Wiki User
∙ 13y ago
Homeowners insurance may provide protection for legal expenses and damages in the event of a lawsuit due to bodily injury or property damage on your property. However, coverage may vary depending on your policy and the specific circumstances of the lawsuit. It is important to review your policy details or consult with your insurance provider to understand what is covered.
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What insurance will cover tutors going to students at home?
A personal liability insurance policy would likely cover tutors going to students' homes. This type of insurance provides coverage if the tutor causes accidental damage or injury while providing their services at a client's home. It's best to check with insurance providers for specific coverage details.
Can a person sue a homeowner after suing the home insurance company for the same accident?
Yes, it is possible for a person to sue a homeowner after suing the home insurance company for the same accident. The homeowner's insurance policy may not cover all damages or there may be additional claims the person wishes to pursue against the homeowner that are not covered by the insurance policy. However, it's important to consult with a legal professional to discuss the specifics of the situation.
Is it a state law in Minnesota that you have to have renters insurance?
No, there is no state law in Minnesota that requires tenants to have renters insurance. However, landlords may include a requirement for renters insurance in the lease agreement. It is generally a good idea for tenants to have renters insurance to protect their personal belongings and liability.
How many claims can you make on home insurance before they drop you?
There is no set number of claims that will automatically result in being dropped by a home insurance company. However, making multiple claims within a short period of time or a pattern of filing claims can increase the likelihood of being dropped. It's best to check with your insurance provider for specific details on their policy regarding claims.
Can a person own a drive way and not allow another person access to their home?
Yes, a person can own a driveway and restrict access to their home. Property owners have the right to control access to their private property, including driveways.
Does home owners insurance cover murder?
Homeowners insurance typically covers property damage and liability claims, but it does not typically cover criminal acts such as murder. In cases of murder, homeowners insurance would not typically come into play. It's best to consult with your insurance provider for specific details about coverage scenarios.
Does your home owners insurance cover your foundation?
No.
Does home owners insurance cover generators?
Your homeowners insurance covers your home structure.
Does home owners insurance cover lost jewelry?
Only if you had your jewelry appraised and included it onto your home owners insurance
Does home owners insurance cover vandalism?
I beliieve it does.
If your tree falls on someone elses vehicle will your home insurance cover it?
You home owners liability insurance should cover it.
Does home owners insurance cover water damage caused by the neighbor?
cover
Will home owners cover death of a pet?
no it will not. you have to have pet insurance.
Does home owners insurance cover termite damage?
NO, generally not.
Does home owners insurance cover carpenter ant damage?
Typically no.
Does home owners insurance cover the cost of a fallen ceiling in the house?
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
Does home owners insurance cover car running over animal?
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.
