It can be covered depending on the type of policy you bought and what of your property was stolen stolen from your vehicle. The property of another person located in a vehicle on or off your property would not be covered under your policy simply because your home insurance covers your property, not the property of other people. You may have coverage under the household contents portion of your policy if the item stolen belonged to you the homeowner and would otherwise have been covered if stolen from inside your home.
For example 1, Your Television set is covered under your homeowners insurance policy. While it was in the back seat of your car on your way to your local repair shop, you stopped for a Pepsi and someone stole it from the car, the off premises property portion of your home insurance policy would likely cover it subject to all applicable deductibles. Someone else's TV stolen from your car, no there would be no coverage for it.
In example 2 now, someone broke into your car and stole your GPS navigation system, or perhaps your car stereo or your cell phone This would not be a covered loss under your Home insurance policy because these items were never a household furnishing or fixture, This type of loss would have to be covered under your Auto Insurance policy comprehensive portion.
if not there are 2 other places you could call. Her vehicle insurance may give some cover for items stolen but she would loose her no claims discount if you claimed. The other option would be to call your own house contents insurance company as they may offer contents cover away from the home. Yes, with specific limitations. Personal property (contents) that is not part of the automobile itself is covered while in the automobile. There are specific perils for which your contents are insured against and special limitations on specific types of contents such as business property.
It depends, You do no mention what type of vehicle. Homeowners insurance polices will not cover damage or theft of a motor vehicle designed for use on public roads.
Homeowners insurance does not cover automobile nor there parts.
Homeowners insurance and Auto TheftNo. Homeowners Insurance does not provide coverage for Automobiles. You will need to file that with your Auto Insurance company if you have comprehensive Auto Coverage.More sNO. That would be something that auto insurance would cover if you had full coverage including theft. Homeowners, does not cover motorized vehicles, except in specific cases.
No. Homeowners Insurance does not cover auto theft from a business.
No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.
Your vehicle insurance policy should cover the theft of your GPS unit.
Most homeowner's insurance policies will cover fire and theft. Individual companies and policies will vary, so be sure you check with your insurance agent to verify if yours does.
Yes, but usually not much, maybe $200.
There would have to be evidence of breaking and entering of some kind for the theft to be covered.
No. A homeowners insurance policy is specific to the property of the named insured.
Comprehensive insurance covers theft. Liability & Collision do not.
Some homeowners may pay for theft for those staying in their home. Many homeowners insurance policies cover theft inside the home and the policy can be used to replace stolen items.
Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.
No, Never. An auto theft would have to be covered by the vehicle owners comprehensive auto insurance policy. A homeowners Insurance policy is not liable for the theft of a vehicle. that's what Auto Insurance is for. If an Auto Owner chooses not to purchase a Comprehensive auto Insurance Policy then they assume the risk of a total loss in the event of a theft. The vehicle owner can not seek to shift liability to another person simply because it was on their property when the vehicle was stolen. If this were the case then every time a car is stolen from the parking lot of a store or shopping mall people would expect that business or property owner to pay for their loss.
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Judge Judy says you can. http://www.youtube.com/watch?v=AAC8yTP0vIM
Yes it may. Your personal property coverage is usually available worldwide.
No, Your neighbor has a home insurance policy to cover his owned property. Homeowners insurance is specific to the named insured and the insured's scheduled property. Homeowners Insurance does not cover automobiles or motorcycles at all and does not cover property belonging to third parties except in very narrow circumstances. Personal Property coverage excludes motorized vehicles except lawnmowers, golf carts, off-road ATVs, vehicles for the handicapped. If it is a vehicle intended to be licensed for road use, it is excluded under residential building policies.
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
Some policies do cover this type of theft. The best option for finding out if such a claim might be valid is contacting the issuing agent/agency.
Your motorcycle insurance will not cover theft from your motorcycle. Just the same as with your automobile, the theft is covered by your home or renters insurance.
Homeowners will not cover anything that happens to your vehicle, it's excluded. Money or personal property not commonly used with an automobile (music cd's, gps, radar etc.) would be covered if "off premises theft" is included on your Homeowners policy subject to policy limitations and deductible.
No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.
Should be. Theft is a covered peril for personal property and personal property located in the vehicle does not change anything. Your automobile policy wont cover the golf clubs. //