Im not sure how 'bee honey' itself could damage anything. Homeowner's policies typically excluded damage caused by insects. //
NOTE ADDED: Bee hone decays once the bees are dead, and the process can cause rot as well as damage to drywall and other building materials. Leaving the honey in the walls can cause major issues.
HO insurance policies are typically all risk and as such would cover such loss
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
Yes, but you would have to pay what your homeowners deductible.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
yes it does.
It depends on how the damage was caused. It must have been caused by a "covered cause".
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Yes. Your homeowners insurance policy typically provides coverage for your homes structure from losses ensuing from the perils defined.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Always check your policy. Insurance companies are in the business of making money. You would assume that this damage is covered but it depends on the policy. Most companies in Texas do, but it is not a given. Always call your insurance company and ask if damage is covered. Repairs are almost never covered anymore.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
No, this is considered normal wear and tear.
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
Generally, homeowners insurance policies exclude property damage that is caused by rodents (vermin). This type of damage may occur over a long period of time and not meet the definition of "sudden" loss.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
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No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
no it has nothing to do with your grill cause its homeowners insurance.