Im not sure how 'bee honey' itself could damage anything. Homeowner's policies typically excluded damage caused by insects. //
NOTE ADDED: Bee hone decays once the bees are dead, and the process can cause rot as well as damage to drywall and other building materials. Leaving the honey in the walls can cause major issues.
HO insurance policies are typically all risk and as such would cover such loss
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
Yes, but you would have to pay what your homeowners deductible.
yes it does.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
It depends on how the damage was caused. It must have been caused by a "covered cause".
Yes. Your homeowners insurance policy typically provides coverage for your homes structure from losses ensuing from the perils defined.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, this is considered normal wear and tear.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.