This could be a complex situation. If the home has been insured with the same insurance company during all of these Plumbing leak losses and now the foundation damage it would be wise to report a claim. Expert opinions on the cause of the foundation problem may be required in order to assess coverage. Sometimes insurance companies hire the expert to look into it (oftenly to support a denial, unfortunately). //
get rid of the concrete! / get a plumber!
That is the underground drainage plumbing under a concrete floored dwelling, which has to pass inspection before the concrete is poured.
if the concrete is cracked or there is leaking .... if not call a professional.
Plumbing top-out is the stage of plumbing that occurs when a home is in its frame stage. There are three stages of plumbing typically in construction. Plumbing rough (prior to the foundation being poured); plumbing topout (bringing ground plumbing up through the vents); plumbing trim (installing fixtures).
Plumbing insurance can be obtained from most of the major insurance companies. Admiral and Cornell do good rates but it is worth checking on comparethemarket to see if there is another company that is better.
Insurance companies do not cover plumbing pipes, most insurances will only cover geysers as far as geyers are concerned
I have been doing this for 20 yrs. and i have never found a policy that covers anything outside the foundation of the home to be covered.
National Sanitation Foundation
Heating and plumbing cpmpanies have contractors insurance. This protects both you and them in case something goes wrong.
Your homeowners insurance covers your existing structure for damages by the perils listed on your policy. If there is no plumbing to be covered, then it's obviously not. You can't insure what isn't there.
Plumbing - residential