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If you are addressing orthodontic braces, typically it does not; you would need to rely upon dental insurance. At that, much dental insurance pays only a portion of the cost of braces (half is typical).

While the coverage and exclusions of the medical/health insurance policy control, there may be a valid argument that can be made for coverage of braces if they are necessitated by an otherwise covered occurrence, such as an auto collision. That is, if injuries are such that braces are "medically necessary" to return the injured person to full function, it may be argued that coverage exists (subject to all other terms, conditions, and limitations of the policy).

If you are addressing prosthetic/orthopedic braces, they are generally covered by a medical/health insurance policy, subject to all other policy terms, conditions, and limitations, and provided that they are "medically necessary".

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Q: Does medical insurance pay for braces?
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