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No, Homeowners insurance is not a replacement for medical insurance.

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βˆ™ 2014-06-10 10:05:34
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Q: Does my homeowners insurance cover another person if they are hurt on someone else's property?
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Related questions

Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.


Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?

Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.


What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.


If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?

Yes you May all you have to do is get intouch with your insurance agent or Company.


Does homeowners insurance pay for an accident of someone who lives in the house and injures themselves on the property?

It's called "personal liability" coverage, and virtually all homeowners policies have it.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


Will homeowners insurance pay if I assault someone off my property?

If it was done accidentally, then it may. Usually intentional acts are not covered.


Does your homeowners insurance cover you if you are injured on someone else's property?

No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.


If someone totals your new uninsured snowmobile will his homeowners insurance cover it?

No. The exception would be, if for instance the snowmobile was stolen off the person's property.


Does homeowners insurance go up if someone in the household has a license?

No.


Is homeowners insurance required if you are renting the property out?

Homeowners insurance is not the proper policy if you are renting a home to someone else. What you need is a tenant occupied dwelling fire policy with premises liability coverage added to the policy or extended from your homeowners policy from the home you do live in. This is why you need an insurance agent and not a 1-800 insurance company to advise you on your needs and sell you the proper policies.


Where can a landlord obtain insurance for his rental property?

Most insurance companies that sell homeowners and renter's insurance also sell landlord insurance. Some companies where someone could purchase landlord insurance include Allstate, MetLife, and Progressive.

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