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Does personal liability coverage of a home owners policy in Washington state cover accidental no fault injuries to non-insured injured handymen working on covered property?
Wiki User
∙ 11y ago
No, your homeowners insurance does not provide coverage for injury to hired workers.
It is the responsibility of the contractor to carry the proper insurance to cover himself and workers for injuries and losses incidental to the line of work contracted.
This is why one should always check out a contractors credentials and verify they carry the appropriate insurance before any work is performed.
Wiki User
∙ 11y ago
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Will a homeowners' policy cover an accident off the insured property caused by a noninsured person?
liability coverage is only for persons that meet the definition of an "insured"
In the state of Washington what levels of insurance liability do you have to have?
Every state sets the legal minimums for auto insurance. As of May 2013, in Washington State, you must be covered for: - $25,000 of Bodily Injury Liability Coverage per Person - $50,000 of Bodily Injury Coverage per Accident - $10,000 of Property Damage Liability Coverage - $5000 of Uninsured Motorist Coverage See the related link for more information.
What is the liability coverage for intentional damage?
Liability coverage is for damage caused where the driver is at fault in the accident. It specificall excludes intentioal acts. If you intentionally damage another vehicle or other property there generally is not coverage. This is because liability insurance of any type, not just auto coverage, is intended to cover only accidental occurrences. That said, there are circumstances where the linsurance may cover what might be considered intentional acts, but this relates mainly to self-defense.
What is liability coverage?
LIABILITY COVERAGE Refers to coverage for liability that an individual has if he or she should negligently injure another person or another person's property.
Will your homeowners insurance pay for damage caused by your minor son off of the property?
Check your Home owners insurance policy for Liability coverage. If you have liability coverage on your policy, you have coverage for your liabilities for certain kinds of accidental damage to the property of another, but it really depends on the circumstances and nature of the occurrence. Illegal or intentional acts are typically bot covered. Contact your insurance insurance agent for specifics.
What is the Liability of homeowner acting as General contractor?
Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.
Components to liability coverage under an auto policy?
Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:
What are the two type of coverage provided by a homeowners insurance policy?
Property and Liability
Does Foreign Commercial General Liability include Foreign Business Auto Liability?
It can be, but it just depends on the extent of coverage you purchase. Commercial Auto is not automatically included with Commercial General Liability. If you purchase the Commercial Auto coverage along with the Commercial Liability then you will have the coverage. If you purchase only the commercial General Liability then you won't have coverage for commercial auto.
Where can I get liability car insurance?
Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.
What is the minimum coverage for bodily injury liability for 2 people?
That would depend on the state where you live minimum liability coverage.
Which of these protects a person who is at fault in an accident against lawsuit?
bodily injury liability coverage
