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Does homeowner insurance cover fire damage to a home if it is caused by growing marijuana?
Wiki User
∙ 15y ago
Most homeowners policies have an exclusion (meaning they wont pay) for any illegal activity, if the marijuana was legal, the resulting fire could be covered if not excluded by a business at home clause or some other reason.
Wiki User
∙ 15y ago
Wiki User
∙ 9y agoAbsolutely not. There is a criminal acts exclusion which would deny coverage. Regardless of legality at the state level, Federal law would likely allow invocation of the criminal acts exclusion.
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Will homeowners insurance cover a fire loss caused by the homeowner?
Accidental, Yes. Intentional, No
Does Home Owners Insurance cover foundation repair?
It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.
Will homeowner insurance cover lawn water line breakage?
No. Home insurance is meant to cover losses that are sudden and accidental. A water line break is normally caused by earth movement (excluded in home policies) or roots growing into the line (not sudden). Sorry!
Is a gas leak covered by homeowner's insurance?
No, unless the gas leak caused your house to blow up.
Is a fall covered under homeowner's insurance?
If there was something wrong with your house that caused an injury to someone in your house, then it may.
When somebody falls in a house that doesn't have home insurance?
That's what medical Insurance is for. It does not matter whether the house has insurance or not, unless your blaming the homeowner as the at fault party who caused your fall.
Will homeowner's insurance pay for mold removal of mold caused by a neighbor draining water to your property?
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
Does homeowner insurance cover fire damage caused by hot cooking oil?
In most cases yes. Always check with your agent.
Will homeowner's insurance pay if a deck falls due to age?
Most homeowner's insurance policies do not cover damage caused by wear and tear or age-related deterioration. If a deck falls due to age, the insurance may not cover the repair or replacement costs. It's important to review your policy and consult with your insurance provider for specific coverage details.
Will homeowner insurance cover replacement boiler?
The replacement of your boiler sound as if it is a maintenance issue and not something that could be covered by your homeowner's insurance policy. The damage would have to be caused by a covered cause such as a tornado, fire, vandalism, windstorm, etc. and I can't think of a way that it was damaged by one of the covered causes. Sorry.
Does your homeowner insurance policy cover for damaged driveway caused by delivery truck?
this is something that you should discuss with the delivery company first. It is likely that their liability insurance would cover something like this. If not, then discuss it with your insurance agent. hope this helps!
Should homeowner pay for tree crushing car?
A home owner is responsible for damages caused by trees growing on his property, even if they fall outside his property line.
