nope they dont, but dont worry, in at least a year the bank will send you a letter telling you they sold your car at auction and you still owe them alot of money
No.
If you cosigned for the note, you are saying that if the person who took out the note does not pay you will. I am surprised the lender did not come after you prior to repo.
The person repoing your vehicle should let your sheriff office know about the repo within 24hrs. When they come out to repo your car they should have the contract and a copy of the title. It's the law. You CAN tell them to leave and they should leave. They do NOT have to notify you that they are repoing your vehicle.
As long as you are in default of something you agreed to in the contract, YES.
The "repo" man does not have to inform you if he is at your residence to repossess your vehicle. Once the vehicle has been repossessed he must call it in to either the local police department or Sheriff department. This will prevent any false stolen car reports. Also, the "repo" man does not have the authority to go into your garage or involve the police in the act of repossessing your vehicle. So, if for some reason the "repo" man does get into contact with you and threatens you by saying that he has called the police, he is lying. Bottom line, just pay your bills and you won't have to worry about the "repo" man.
== == NO
I would think so, but you need to talk to the people who hold your note.
No, they cannot take a vehicle which is occupied at the time they hook to it. However, if you jump into a vehicle after they've hooked it, then they can't leave, but they can take legal action against you.
yes, contact your leinholder and tell them that you will no longer be making any payment and where they would like for you to leave the car
Yes
Yes.
If you are currently in Chapter 13 and you HAVE NOT signed a relief of stay, they cannot repo vehicle. If you signed a relief of stay for that vehicle loan, then get your stuff out and leave the keys in the ashtray.
No one has the right to enter your property to repo a vehicle. I your vehicle is out in the street, then its fair game. If you see the repo man coming but has not hooked up to your vehicle, you legally still have possession of the vehicle. Once the vehicle has made contact with the truck the vehicle belongs to him.