Average miles driven per month or per year is a factor considered by auto insurers in determining rates (which translate into premiums) for certain kinds of coverages. The theory is that there is a statistical correlation between the two; the more miles driven will result, again in theory, in a greater likelihood of a mishap and therefore, in a claim.
Auto insurance rates fluctuate for a variety of reasons. They are dependent upon the safety of the vehicle, the age of the driver, the mileage of the vehicle, and the amount of traffic violations incurred by the owner.
If you think it is too high, by tax valuation; too low by mileage.
Yes
You have to have a vehicle to carry auto insurance.
You need to call you insurance agent of choice for a quote. There is no way to answer the question as posed. Your Auto Insurance rate is far more dependent on the qualifications and on you driving record than it is on what type of vehicle you drive. Major factors on insurance cost are driving record, location, age & mileage of vehicle.
If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.
No. Because the camera photos can identify your vehicle's plates, but cannot necessarily identify who was driving the vehicle at the time the photo was taken, the camera ticket will not affect your insurance in Louisiana (or most states).
re: auto insurance, no; auto insurance is written on the vehicle, not on a person.
There is no need for auto insurance if you don't have a vehicle. What would there be to insure ?
There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.
It will usually increase your premiums if your insurance company finds out about. Sometimes your current company will not run your motor vehicle record but sometimes they will.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.