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Does your child driver need to be insured on all vehicles listed in your insurance policy?
Wiki User
∙ 9y ago
I believe I understand the meaning of your question and yes the child will be listed to be covered to drive all vehicles in your household. Most insurance companies write one policy for all vehicles in the household as well as all drivers in the home as well. When you provide this information along with the information as to who drives which vehicle mostly. The result of this will be that the vehicles will be rated based on who drives them the most and how far they are driven to school or work. All drivers will be covered to drive all vehicles but the more expensive young drivers will only be rated on the vehicle that they drive most of the time and will not increase the premium of the other vehicles in the home. This gives you the ability to have them drive any vehicle if it becomes necessary for them to drive one of the others if necessary but no increase in premium will occur for short term situations where a young may need to drive another vehicle. Only if it looks to become a long term occurance does it need to be reported to the insurance company.
Wiki User
∙ 9y ago
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Can you be auto insured under your uncles policy?
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
Should you lose your license for no insurance if you are listed as a driver on your husband's auto insurance policy?
The question is a little confusing. If the spouse or person is listed on the insurance policy as a driver of the vehicle then they are indeed insured and shouldnot besubject to being penalized for that specific issue.
Does liability insurance cover all vehicles even if they are not listed on the policy?
Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.
Does a teenage driver have to be listed as the primary driver of one of the vehicles on the policy to be covered?
No. If he is listed at all, then he is covered. If he IS the primary driver of a vehicle, then he should be listed as such.
Can you buy insurance if you do not own a car but drive a car which belongs to someone else who is not insured?
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
If you are 27 years old and have your own apartment in Florida can your parents put you on their auto insurance Or do you have to have your own?
Most of the time just about anyone can be listed on an insurance policy as a driver regardless of who the named insureds are. My Father-law is a listed driver on one of my policies because he drives one of my vehicles and keeps it at his apartment. I still own the vehicle so I am the named insured on the policy. If your parents own the vehicle that you are driving then it should be possible to be listed as a driver on their policy. If they live in another state or they aren't the owner of the vehicle then it would be more difficult to be on a joint policy but not impossible.
If you drive a friend's car alone and do not have insurance are you breaking the law if the friend has insurance and you have a license?
Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.
If your daughter does not live with you can she drive your car if you have more than one car in your insurance?
If your daughter does not live with you but drives your vehicles then she is still required to be listed as a driver on your policy. The policy states that all household members and regular drivers must be listed. A regular driver is anyone who drives your vehicles sometimes. This does not mean you can add a car titled to her on your policy even if she is listed as a driver but she is still required to be listed as a driver on your policy. If she is an adult driver it probably won't cost you anything anyway.
If you are the registered owner of a car and living abroad but your car is insured in the states if a driver on your insurance has an accident can they file a claim or can you file from abroad?
If a person is listed as a driver on someones insurance they can file a claim themselves. The person living abroad can also initiate a claim on behalf of the driver if they wish too.
If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?
If everyone was legal, yes, a collision should be covered by the insurance company.
A person who is insured is called?
The "insured" refers to a person or persons who are listed on the insurance policy for whom a premium is being collected.
What if an uninsured driver has an accident with your insured car?
i was rear ended frm behind by another car, the car had insurance but the person driving was not listed as a driver, can i still get paid for mu car damages n body injuries
