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Does your ex husband have the right to claim on an insurance policy if child died in car accident child an adult?
Wiki User
∙ 14y ago
if he's not on the policy as a beneficiery he can't. ADDED: It makes no difference if the child is an adult or a minor. If the policy is up-to-date (i.e.: all premiums paid and current) and your ex-husband is a named beneficiary on the policy then he does have beneficiary rights. It's as simple as that. On the other hand, if he was NOT specifically named on the policy, he has no claim whatsoever.
Wiki User
∙ 14y ago
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Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?
Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.
Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
If you purchase life insurance policy on your adult child naming myself as beneficiary can adult child change beneficiary?
The purchaser of an insurance policy names the beneficiary.
If an adult sibling drives your car without insurance will your insurance still cover the auto if there is an accident?
The insurance on the car will cover unless the driver has been previously excluded the full provisions of the policy covering the vehicle applies with legal permissive use.
If you are riding in a car and an adult is driving are you covered by insurance in case of an accident?
Only if the car you are riding in has insurance coverage.
What are the ramifications for a mother who lets her adult son drive her insured vehicle In other words how will it affect her if he is at fault in an accident which causes a great deal of damage?
typcially all insurance stays with the car...meaning whomever is driving your vehicle (with your permission, and subject to any exclusions your policy may have)....is insured under the policy if they have an at fault accident, it affects THAT VEHICLE policy regardless of who is driving...so the ramifications are your son has an accident that is his fault...your policy is subject to increase, non renewal etc.
Can a sister hold a secret life insurance policy on an adult brother?
No. As there is no insurable interest between brother & sister it is not possible to take a policy on an adult brother by his sister.
Can a 16-year-old get car insurance in her name in the state of Rhode Island?
No, they are not old enough to sign a contract such as an insurance policy. They will require an adult to obtain the policy for them.
Do you have to add an adult child to your insurance who does not live with you who is learning how to drive with a learners permit?
This is a question best answered by your insurance agent or a call to your insurance company's 800 customer service phoneline.A bit more:Unless the insurance regulations have changed since I was a licensed auto and homeowners insurance agent: If your child is of legal adult age and not living with you, then no, you don't add him to your policy. Actually, many insurance companies wouldn't allow you to include an adult child (or any other adult) who does not live with you to your auto insurance policy.
What rights do you have over a life insurance policy taken out by your parents while you were an adult?
If your parents took out a life insurance policy and paid for it, the policy belongs to them and even if you are the person whose life is insured, that does not give you rights over that policy. I am not entirely sure why your parents would feel the need to have life insurance for their adult progeny, but possibly they are concerned that if you were to suffer a tragic premature death, they would be stuck with funeral expenses that they could not afford to pay unless they had an insurance policy to help them.
Do you have to be eighteen in order to get car insurance?
In general, you need to be an adult, since an insurance policy is a contract- and a minor cannot make a contract. In the RARE case of an "emancipated minor", you might, In most cases, you will need to be 18. You may be carried as an additional driver on an adult's policy. Check with your insurance agent.
If you have a 19 year old child with his own policy can you be sued if he lives with you if he has a car accident?
Since he is an adult you can only be sued if you are on the policy or part owner of the vehicle.
