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Does your insurance pay for damages to your car if you have full coverage and someone living with you who had no drivers license took your car and wrecked it?

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Wiki User
June 14, 2005 5:22PM

Probably not, most insurance companies hold the owner of a vehicle responsible for keeping the vehicle secured. Meaning even if the unlicensed driver took the vehicle w/o permission, the owner should have made certain that such an event could not have occurred.