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Does your insurance pay for damages to your car if you have full coverage and someone living with you who had no drivers license took your car and wrecked it?
Wiki User
∙ 18y ago
Probably not, most insurance companies hold the owner of a vehicle responsible for keeping the vehicle secured. Meaning even if the unlicensed driver took the vehicle w/o permission, the owner should have made certain that such an event could not have occurred.
Wiki User
∙ 18y ago
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Will my insurance pay for damages for drivers car without license?
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
Who's insurance is liable if someone hits you but leaves the scene?
That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.
Do you need a drivers license to get car insurance?
No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license first but many local and regional insurers will have no problem with it.
Can you insure your drivers license if you do not own a car?
With some companies they offer what is called a non-owners policy which allows you to purchase insurance coverage. These are used mostly because a client is required to have insurance coverage for a specific time by the Department of Motor Vehicles to straighten out their driver's license.
How do you get insurance without drivers licenses?
First, why would you need insurance without a drivers license? If you own a vehicle for some reason you can buy insurance on it as long as you are very truthful and list the drivers on the policy. You will be excluded as a driver and no coverage will apply if for any reason you drive the car.
If you have no license and someone crashes into you does their insurance have to pay for damages?
State laws vary on at-fault crashes, but if there's clear evidence the other car was at fault in the crash, their insurance should pay for the damages. However, if you have no valid drivers license, that should be amandatory court appearance. If you want to drive, ontain the training and license necessary to do so.
Where can you purchase insurance without a drivers license?
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
Can you get car insurance if your drivers license has been suspended?
You can't get car insurance if your drivers license has been suspended.
Will liability auto insurance policy cover a person driving your car if they have an out of state drivers license or an expired license?
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
What can happen when you have full coverage on your car and lend your car to someone who has an expired drivers license and they get into an accident?
You can be sued, and your insurance company can deny the claim.
Do you have to have insurance if you have a drivers license?
No if you have a license no, but if you have a vehicle you have ot have a license.
What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
