Only if you're co-signing a loan for him, which would be silly if he's so excellent. If that's what he told you, and you're not married yet, run. Sounds like BS on one level or another.
Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.
No, if you fill out applications to open a line of credit then that will change your credit score but simple inquires of your personal credit score will not ruin it. It is better to keep an eye out on your score and report to make sure no one has opened an account in your name or to dispute anything that doesn't seem right on your report. Always pay your bills on time and more than the monthly payment to increase your score. A Excellent score is above 800 points and 700-799 is a good score.
Yes.
Yes a collection can ruin your credit report. Collections are similar to charge offs and will lower your score significantly all depending on the age of the collections and the amount owed. You can remove a collection by disputing it to the credit bureaus or by contacting the original creditor and working out a deal. Either way works well. You might have to hire a credit repair service if you decide to dispute it or have the money to settle the collection if you contact the creditor directly.
Yes, it does... Debt Consolidation hurts less than Debt Settlement.
Generally yes. However, if you both have poor credit you should not saddle your daughter with the obligation of being responsible for your failure to pay. You obviously have a problem paying and chances are you will ruin her credit also.
Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.
No, if you fill out applications to open a line of credit then that will change your credit score but simple inquires of your personal credit score will not ruin it. It is better to keep an eye out on your score and report to make sure no one has opened an account in your name or to dispute anything that doesn't seem right on your report. Always pay your bills on time and more than the monthly payment to increase your score. A Excellent score is above 800 points and 700-799 is a good score.
Magnet's ruin credit card's smarts! the reason why is just because. there is nothing else to it!
Yes.
I've no idea but asphalt can be ruined by poor spelling.
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Yes
Their are several credit improvement programs available online for free. You dont have to report credit counseling services so it shouln't affect your credit score.
No! You should contact the credit bureaus immediately by mailing letters "by registered mail" if anything appears on your credit report when you were under 18.
I have magic jack and it does make our internet connection rather poor.
What makes you think you can just return it. You can't. You bought it, you own it. Now if you are talking about doing a voluntary repossession, of course it will ruin your credit for 7 years. A repossession is a repossession, voluntary or not.