Yep. A lot of insurance companies will refuse to insure your home with a kiln in it.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Is this seems like an incomplete question. Homeowners policies typically have personal liability on them.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
No personal lines refers to personal property and casualty coverage like homeowners, renters, auto and personal umbrella coverage.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
No, Personal injury would be covered under your Medical Insurance.
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
Personal possessions are usually covered on your homeowners or renters insurance policies.
Your master policy broker or your personal insurance carrier can answer your question specifically. There is no standard.
Personal lines insurance typically does not include coverage for homeowners' associations. Homeowners' associations typically have their own insurance policies to cover their common areas and buildings. Individual homeowners may choose to purchase personal lines insurance to cover their own property within the homeowners' association.
Not Likely unless you scheduled it on your homeowners insurance policy and paid an additional premium for it. Personal aid devices of this type are generally covered through your health insurance provider.