I would check the wording of the divorce ruling - especially the section dealing with the division of the marital assets and property. I hope that your attorney protected you from something like this occurring! Quit claiming the house to you does NOTHING to deal with with the financial obligation. The mortgage holder doesn't care if you're married or divorced, all they want is their monthly check, and whoever is on the loan documents they will come after. Some states protect the debtors primary residence from seizure in bankruptcy but you will have to check to see if that is true in your state. If I were you I would contact an attorney immediately (#1) to make sure that all the provisions of the divorce order were complied with and (#2) that you are protected properly.
umm yes you can. i divorced my exhusband and he was legally remarried 6 days later O.o as long as you have the final divorce papers...
in my opinion no. unless it is stated in the divorce papers or he says you can, then its harrassement, if he tells you know.
Your question is _________?
Yes, he may have a valid claim. You should discuss the matter with an attorney who specializes in divorce law.
You need to find a title attorney, take your wife off title, and add your father to title. Most mortgage companies have seasoning requirements of anywhere between 90-days and 12-months. Go through a mortgage broker and tell them the entire situation. They will find a lender with lower seasoning requirements. A broker may be able to educate you more on the mortgage side but very limited with title issues. Ask him or her their lowest seasoning requirements.
Yes. The best thing would be to either get the house in the divorce, or get everything, including the mortgage, signed over to your soon to be ex.
That will be decided by the judge or your attorneys.
the one that stays behind.Not the one that moves out
Filing for Chapter 7 bankruptcy will discharge your personal obligation to pay the mortgage, but it does not remove the lien on the property. Therefore, the mortgage lender can still foreclose on the home if the mortgage payments are not made. In a divorce, the issue of who is responsible for the mortgage payments would typically be addressed in the divorce settlement or court order.
Was the bankruptcy before or after the divorce? I don't think it matters however, the bank can always go after the cosigner on a mortgage if they didn't file bankruptcy as well.
Divorce agreements are not binding on lenders. If your husband doesn't pay that mortgage the lender will come after you for payment. At the time of the divorce the mortgage should have been refinanced and paid off in return for your interest in the property. Your credit record will show that outstanding mortgage under your name until it is paid off. You should contact the attorney who represented you at the time of the divorce to see if the matter can be resolved now.Divorce agreements are not binding on lenders. If your husband doesn't pay that mortgage the lender will come after you for payment. At the time of the divorce the mortgage should have been refinanced and paid off in return for your interest in the property. Your credit record will show that outstanding mortgage under your name until it is paid off. You should contact the attorney who represented you at the time of the divorce to see if the matter can be resolved now.Divorce agreements are not binding on lenders. If your husband doesn't pay that mortgage the lender will come after you for payment. At the time of the divorce the mortgage should have been refinanced and paid off in return for your interest in the property. Your credit record will show that outstanding mortgage under your name until it is paid off. You should contact the attorney who represented you at the time of the divorce to see if the matter can be resolved now.Divorce agreements are not binding on lenders. If your husband doesn't pay that mortgage the lender will come after you for payment. At the time of the divorce the mortgage should have been refinanced and paid off in return for your interest in the property. Your credit record will show that outstanding mortgage under your name until it is paid off. You should contact the attorney who represented you at the time of the divorce to see if the matter can be resolved now.
Nothing. Once you separate, you don't have anything to do with each other, unless there are children involved in which case one parent will have custody and the other will have access.