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You should name your country, In England, no, anywhere else, I dont know.

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Q: Father has credit card debt Mother and Father own the house No Mortgage Can credit card compaines come after house should he die?
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How can credit card compaines prove there is a joint account?

A signature on the application.


Do banks ask for proof of US citizenship for a mortgage applicant loan assuming non-FHA non-VA?

If you have a good credit score in the US there are some banks or mortgage compaines that don't require US citizenship. However it would be hard to have a good credit score in the US without citizenship as generally you need a social security number to apply for things like credit cards that build credit.


Can daughter continue to pay mother's mortgage after notifying the mortgage company?

I assume you notified the mortgage company that the daughter is making the monthly mortgage payments on behalf of the mother. If that is the case, the daughter really isn't benefitting from making these payments from the credit agencies, proving mortgage history, and establishing credit on her own. Essentially, the mother would have to refinance the loan to get the daughter on the mortgage with her in order for the daughter to benefit. Even a quit claim deed would only add the daughter to the title, and the mother would ultimately be responsible for the monthly mortgage payments. I hope this information helps. Regards, Total Mortgage Services


How can you transfer your mortgage to your mother who has less than perfect credit if both of your names are already on the deed?

You can't transfer the mortgage, but you can remortgage in her name only.


How can I get a mortgage with bad credit?

It is very difficult to get a mortgage with bad credit. You will probably first have to raise your credit score.


What effect does a credit score have on a mortgage?

The credit score can effect mortgage rates in a lot of differnt ways. If someone has a high credit score he get a lower mortgage rate and if someone has a low credit score he gets a higher mortgage rate.


Where can a person go to get information on mortgage lenders for bad credit?

There are a few websites where one can go to get information on mortgage lenders for bad credit. Realtor have an article on how to get a mortgage with bad credit. The Bad Credit Whiz website has a list of the top 10 bad credit mortgage companies.


Is mortgage payable is credit or debit?

credit


Where can one get a home mortgage if one has bad credit?

One can get a home mortgage if one has bad credit from several different places. Some of the places that one can get a home mortgage with bad credit are: banks, and mortgage companies.


How will co-signing a mortgage for your mother effect your chances of getting a home of your own at a later date?

Co-signing a mortgage will put the debt on your credit report as well as hers. If your credit is bad, it will help improve your credit, however the loan may affect your chance depending on your income and whether the mortgage is still being paid when you apply for a mortgage. Before co-signing make sure you talk to a mortgage consultant who would be able to answer the question to your specific situation.


Where would one view their credit mortgage?

The credit mortgage is what the tax payer receives from the government so that they can get a tax credit from the recent tax season. They will receive a part of the mortgage interest.


What is the worst thing about bad credit mortgage?

The worst thing about a bad credit mortgage is the price you have to pay. You get a worse rate and have to pay more for longer than if you have a good credit mortgage.