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Garnishment was stopped two years later they are saying garnishment will start again is it legal?
Wiki User
∙ 13y ago
Yes, it is legal. for garnishment to even occur, the lender obtained a judgment. That judgment, once given, is valid and enforceable for ten years from the date of the judgment. Additionally, if the debt remains unpaid over that ten years, the lender can petition the court for an additional ten years.
Wiki User
∙ 13y ago
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What happens to a wage garnishment for a student loan if you quit your job?
The collection agency will wait until you get another job and garnish you again. As soon as the IRS knows you have a new job, so will the collection company. You can not avoid wage garnishment, but you can have the garnishment lifted. Default Management Services can help you. Google them.
If your wage is already garnished can they garnish it again before the other one is paid?
Wage garnishment laws and procedures vary by state. Wage garnishment is usually not a one time thing. A wage garnishment order will usually last a specified time or until the judgment is paid in full, whichever comes first. Unless the garnishment is for child support or spousal support, the most they can garnish is 25% of your net pay and you can only have one garnishment going on at a time. A little further information, wage garnishment for creditor debt is not allowed in North Carolina, Texas or Pennsylvania. It is not strictly prohibited by the laws of Florida and South Carolina, however the requirements make it very difficult for a creditor to garnish the wages of the head of household. Wage garnishments cannot run concurrently, this does not mean that it is not possible for a different creditor to levy the debtor's bank account or take other action if they have a valid judgment.
Can garnishments still be taken out while on unemployment?
The IRS can not garnish your unemployment. They usually garnish bank accounts and wages. You can get into a resolution with the IRS and not have to worry about a garnishment at all. In fact, if your are getting unemployment, let them know and they can list your debt to them as unrecoverable at this time. Once you are working again, you need to call the IRS and they will set up a payment plan for you to get caught up.
Can a promissory note garnish your paystubs?
If the note is with your employer, possibly and probably, but it depends on the wording of the note. If the note is with a third party, a court can order a garnishment, but the wording of the note will again come into play.
If you have a bankruptcy form 5 years ago and you are facing repossession does it automatically go to garnishment or can you make low monthly paymnets to finance company?
The BK from 5 years ago is basically irrelevant....it covered things from before, not after. Garnishment is NOT automatic, the creditor takes actions, that they would prefer ot to, to establish it. You don't have a right to change the terms of the loan agreement and make lower payments...but a lender may agree to allow you to do so. It is essentially refinancing your debt...and as you've shown again you aren't a responsible borrower...don't be surprised if they want the assurance of being paid automatically by garnishment.
My husband's paycheck has a garnishment on it from a credit card how do you remove this fast?
A garnishment is usually due to a court judgment obtained by the creditor. This is a court backed action, you can't just remove it and you certainly can't remove it fast. You can go to court to fight the judgment but this takes time. This also takes time and money and requires that you have a valid reason to fight the garnishment (such as the income being retirement income, the debt being invalid etc). Further complicating things is the fact that a garnishment means the creditor tried many avenues over a long period of time to collect with no results. The court was then used to force payment, so it has gone as far as it possibly could and ended in a legal rememdy. It is much harder to find a resolution you will like at this point. Your best option is to contact the creditor for options. You could also change jobs and wait for them to find you again.
My boyfriend doesn't say 'i love you' anymore does this mean he has stopped loving me?
No, it only means he has stopped saying it. Ask for it again.
Can Savings account froze and wages garnished is that legal?
If there is a garnishment that has been filed with the court, it is legal to have wages garnished up to 25% of the net amount. A savings account can also be attached but again, needs to go through a court of law.
Is Ohio non wage garnishment ongoing or one time only?
In Ohio a NON-wage garnishment is good for one shot. Of course, a creditor could file again (and again...). Filing a nonwage garn isn't done often since there are court fees and other costs to take into consideration, but I've seen it done more than once. A non-wage garnishment is used to attach monies earned by someone who isn't paid personal wages, like an independent contractor, or someone who works on commission. It is also used to attach bank accounts. Hope this helps, barbe
Can you just not pay a medical bill?
You could, provided you never need a doctor again. In the US, sadly, it happens all the time. In the event you do not pay a medical bill, the provider will attempt to collect it. If unable to, the provider will refer it to a collection agency. If you live in any of the few states that do not permit garnishment of wages or assetts, about as far as it will go is court, judgment, and your credit report. If, however, you live in the majority of states that do permit garnishment, be assured, the collection agencies know their business very well; the debt will be recovered either voluntarily or involuntarily.
You were little late on your payment now they are going to garnish your wages how can you stop?
Doubt you will be able to stop it now. If you were late, once then there is the assumption you will be late again, and garnishment gaurantees the payment is made and on time. Sorry, contact the company you owe and talk with them, that will be your only hope I think.
Can joint checking accounts be garnished for credit card debt in Maryland?
It depends on who the garnisment order is against and how it is written. A joint account where only one person is the debtor can be garnished under certain circumstances. The difficulty in figuring out your situation, is not knowing where you reside. Each state legislates its own laws for garnishment of wages and bank accounts. If you live in a community property state, such as CA. and have a joint marital bank account, it can be garnished.
