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Why not add it to your vehicle coverage that will be pulling it? I write a lot of estimates for damaged trailers, and it can vary from state to state, definitely check with your car ins. agent and also with your homeowners ins. agent as it changes. ie; your car insurance may not cover it if a tree falls on it. Or if you are a contractor and your trailer is damaged or broken into on the job site. Many variables to consider check them all out before towing. I have seen too many people with big money wagons lose out just because they didn't check their policies.

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Q: How and where can you get a separate policy on a utility trailer?
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