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Some auto insurance policies extend liability to a utility trailer that is towed, but the coverage for the trailer itself may need a special endorsement added to the policy.
The cost for this type of coverage is generally very reasonable, and it is recommended that you speak to your agent about covering it.
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If you buy a utility trailer from a dealer do you need to insure it before you take it off of the lot?
In my state the answer is no, as the trailer is covered by your auto insurance. Contact your insurance carrier to find out about your state.
Do you need insurance on a homemade trailer over 1000lbs?
No. In my state, You just need Insurance on the car or truck towing the trailer
Do you need insurance for small utility trailer?
Insurance laws vary by state. In all the states I am aware of the liability would cover the trailer from the vehicle pulling it but physical damage does not. If you do not have a need to cover it for physical damage then no insurance is needed for the trailer. Be aware that it is not covered for damage to the trailer whether being towed or parked in the yard. Hope this helped. For full disclosure, I own and operate a small Independent Insurance Agency and have for the past 22 years. I also worked for a direct writer for the 3 years before that.
Is Texas a no fault auto insurance state?
texas is a no fault state.
What are some insurance companies in Texas?
Some insurance companies in Texas are State Farm and All State. These are two of the largest insurance companies nationwide and have locations throughout Texas.
Can you register a vehicle without insurance in Texas?
No. Mandatory auto insurance is a state law in Texas.
Do you need a license plate to pull a camper in the state of Kentucky?
I called the county clerk of where I live and he said yes. It has to have a plate. But a boat trailer or a small utility trailer don't have to have one. That is if you dont take it out of the state.
Is motor truck cargo insurance rated based on power units only?
Insurance and the way it is written varies by State. In Texas, it is usually written based on power units only. It usually includes any trailer pulled by the listed power unit. However, this is a generalization. For a specific scenario, contact an insurance agent in your state who specializes in truck insurance.
Which companies provide car insurance in Texas?
There are a number of different companies that provide car insurance in Texas. Some of the companies that offer car insurance around Texas include State Farm Insurance and The General Insurance.
Do you need a license to sell commercial insurance in Texas?
Yes, you need an insurance license to sell any kind of insurance in Texas. For "Commercial Insurance" operations, you will need a Property and Casualty Insurance License form the state of Texas.
Which companies sell car insurance in the state of Texas?
The companies that sell car insurance in the state of Texas in the USA are companies such as "Allstate", "Corsicana INS", "State farm" and a few other companies.
Does your car insurance cover a small utility trailer towed behind the car in New Hampshire or do you need special insurance?
Check your homeowners policy and your vehicle policy, it varies from state to state, and circumstance to circumstance. ie; trailer is parked in your yard and a tree falls on it, or you are a contractor and it is broken into on a job site, or, God forbid, it comes loose from your tow vehicle, and wipes out a farmers prized flock of pygmy goats. Not here to advertise but Nationwide is awesome with trailers.
