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Answered 2006-08-31 16:26:50

In my state the answer is no, as the trailer is covered by your auto insurance. Contact your insurance carrier to find out about your state.

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It can be insured by the same company that insures your car.


I am a used car dealer in GA. You are responsible for insuring your vehicle before it leaves the lot. You may not understand: While the tags are temporary, they are yours, not the dealers. (Dealer tags are something entirely different, and only for cars the dealer owns). Temporary tags are actually issued by the Motor Vehcile Dept. until the permanent ones and title/registration paperwork are ready. The dealer just handled the paperwork for you. Car is sold. Is yours and your obligation - dealer no longer has any risk, and would have no reason, probably no right as he has no chance of loss, to insure it.




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Sorry..you put "private dealer". Is he a dealer or a Private Party? For the future it would help to know what state you are in. Not all states offer temp tags. The dealer made a sale. Ask him to drive it home for you with his dealer plates on. Better yet, you should insure and register it.


TIPS - To Insure Prompt Service. Not sure how far back it started...but you use to TIP before the meal...To Insure Prompt Service.


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In most states it is legally required that you have insurance on the vehicle before driving it off the lot.


Insurance is like a side bet that the dealer has 21, it is only offered when the dealer has an Ace showing. If you decline the insurance bet and the dealer has 21 then it is a push, if you take the insurance then you push the hand and win the insurance. When a player has 21 it is never a loss. A 21 is a guarantee that you will not lose, the worst case scenario is that you will push.


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Cargo insurance varies greatly depending on what type of cargo you insure and the coverage limit. You can see rates ranging from around $1,000 per year to several thousand.



Yes you can have liability coverage to insure you while driving an auto you do not own.


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