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You are still obligated to make your first payment even if your payment booklet has not arrived. Your paperwork should have included a form which stated the contact information for your lending institution in the event this scenario presented itself.

Buy a car, read the paperwork, understand the paperwork, then sign. Then go home and read/review the paperwork again.

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Q: How can they repo your car if you never received your first payment statement to pay for your car?
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