You are still obligated to make your first payment even if your payment booklet has not arrived. Your paperwork should have included a form which stated the contact information for your lending institution in the event this scenario presented itself.
Buy a car, read the paperwork, understand the paperwork, then sign. Then go home and read/review the paperwork again.
Apparently so.I recently received a letter informing me that I was being sued for a hospital bill from 2005 that I had never received a bill for.Luckily I was able to set up a payment plan and keep it from going to court and becoming a judgment against me.
if you ignore your obligation, it will eventually come back to haunt you
Now this might be hard for you to understand.TAKE IT IN TO THEM AND SHOW THEM THE DARNED THING.Do you have any idea how many people use that excuse so take it to them and prove it.
Unfortunately, yes - the company sent you notice of a payment due and you did not pay it. If you can prove the notice never received you, then you might be able to avoid late fees and a late payment notice on your credit rating.
Read the fine print of your contract carefully. I have never heard of a vehicle leasing/purchasing contract NOT having a first payment default clause.
Call the bank as soon as possible. Perhaps they sent a coupon book or bill and it never arrived because of slow holiday mail. You will likely get a late charge, but may be able to talk your way out of it since it is your first bill and you will never do it again.
Now that you know who to contact pay for the car and the finance company will be happy and your credit will not suffer.
If you are living in the apartment then you should continue to pay the rent. Make certain to pay by by check so that you have proof of payment.
Most attorneys love 'wrongful repossession" cases. Call one in your area.
No this is a bogus fee.Don't pay it ask for a reciept for what they are trying to charge you for.
The statement of: The Mongols should never have tried to invade Japan is a good and strong statement which can be backed up with numerous facts.
This quote is from the character Sonny in Dabydeen's novel "The Counting House." Sonny makes this statement to emphasize his autonomy and self-reliance, suggesting that he has never received assistance or support from his father.