Asked in Home Equity and RefinancingBankingBankruptcy LawIncome Garnishment
Home Equity and Refinancing
How can we get the Bank torelease funds after Chapter 7 bankruptcy filing from earlier garnishment summons?
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Asked in Credit Reports, Credit
How long does Idaho bankruptcy stay on credit report?
Asked in Debt and Bankruptcy, Bankruptcy Law
A person has a judgment but files for bankruptcy can bankruptcy void the judgment of an earlier date in WA state?
Asked in Manga
Did kyo and misao sleep together in an earlier chapter like before ch16?
Asked in Debt and Bankruptcy
Can you get an H and R block holiday loan if you had a bankruptcy finalized earlier in the year?
Asked in The Hunger Games
Who created the booby trap in chapter 16 of the hunger games?
Asked in Computer Networking, Business Law
What is lookback?
Lookback refers to the process of examining something that happened earlier. For example, if you file for bankruptcy, the courts will look back at your credit charges to determine if you increased spending in the two years prior to bankruptcy, thus nullifying your case because of fraud on the creditors.
Asked in College Applications and Entrance Requirements, Debt and Bankruptcy, Bankruptcy Law, Plural Nouns
What is academic bankruptcy?
Under this policy all college-level work done at an earlier date is eliminated from computation of the GPA and none of it is applied toward a degree at the University attended. Such work, however, will not be removed from the student's records. Those granted academic bankruptcy are usually admitted on academic probation.
Asked in Lord of the Flies
What happens to piggy's specs at the end of chapter 4 in the lord of the flies?
Asked in Lord of the Flies
What is the chant and how has it changed from previous chapters in chapter 9 Lord of the Flies?
Asked in American Airlines
Is Bain Capital involved in American Airlines Bankruptcy?
Asked in Debt and Bankruptcy, Bankruptcy Law
How can you still afford a loan after declaring bankruptcy?
Nowadays many people are faced with the problem of debt. A good majorityamong them fail to clear off their debts and in the end will file for bankruptcy. People are advised to resort to bankruptcy as the last resort. The main reason they are advised so is because once they declare bankruptcy it becomes very difficult to clear their credit card and get them new loans for that matter. If in any case the person had to declare bankruptcy and later are in a situation where they must take loan then they can take one after understanding the procedure. Since the person has already declared bankruptcy most of the lenders whom they have approached for money will be very careful. They will give ou the money under strict rules and regulations. The person first needs to go through their earlier credit card details and see what all were filedunder bankruptcy and what all were not filed. In this form under those which were not filed for bankruptcy they have to choose those transactions which have a clean credit card record. They can use these credit card details to persuade the lender to lend the money. In this way the person can afford loan after declaring bankruptcy. Usually it is recommendedthat the person wait for few years before they go for a loan as that they can straighten out their credit card score by then. If the person is in a condition where they must have a bankruptcy loan afford then they can go ahead and meet some prospective lenders with their earlier credit history. If the person is looking forward to afford loan after bankruptcy for their home then it is better if they choose loans with down payment as they can improve their credit score.
Can you get a home loan with a credit score of 768 and bankruptcy that is 7 years old?
What will happen to your house if you file for bankruptcy?
There are a couple of different things to consider. First, it depends upon the bankruptcy laws of the state you are in. Specifically, if there is a homestead exemption in your state. If there is a homestead exemption, then the creditors cannot take your house / force the sale of your house. However, you must be careful in this area because new bankruptcy laws were just passed & this area of bankruptcy law may have changed. Another factor to consider is whether you have any equity in your house. The last time I checked, the home equity limit was $18,450, doubled for married couples (Dec 2004). If you have no equity (or very little) and you do not list your home mortgager in your bankruptcy, then you do not have to sell your house. However, if you have a lot of equity, and there is no homestead exemption, they can usually force the sale of your home. Here are some excerpts from a bankruptcy article I read in March of this year. It'll give you a better idea of the changes I referred to earlier. "Bankruptcy Bill Set for Passage Is a Victory for Bush By STEPHEN LABATON, The New York Times WASHINGTON (March 9) The bill would impose a means test that would prompt many people to file for bankruptcy protection under Chapter 13, which requires a repayment plan. The means test would not be applied to debtors who earn less than the median income in their state. Those who earn more than that and can pay at least $6,000 over five years would have to seek protection under Chapter 13. The median income for a family of four in 2003 was $65,093, ranging from $45,867 in New Mexico to $82,561 in Massachusetts, according to the United States Census Bureau. The bill would also increase the costs of bankruptcy by increasing the amount of paperwork filed and force people in bankruptcy to pay for counseling about the way they use credit. It would also make it more difficult for some people to try to shelter their assets through the purchase of expensive homes in states like Florida and Texas, which have homestead exemptions. To shelter more than $125,000 in assets, homes must have been purchased at least three and a third years before a bankruptcy filing".
Asked in Example Sentences
What is an example sentence using the word earlier?
Asked in Old Testament
What does Exodus chapter 23 mean?
A: Exodus chapter 23 was written by the Priestly Source who, writing during or shortly after the time of the Babylonian Exile, was concerned with ritual and the role of the priests in society. The chapter contains a list of rules to be observed, written retrospectively to the time of the biblical Exodus from Egypt, almost a thousand years earlier. Much of the chapter is concerned with forms of sacrifice and with maintaining ritual purity, even to the extent of refusing to allow foreigners to live in the land of the Jews (Exodus 23:33).
Asked in Relationships, Bankruptcy Law
Can one spouse that has never filed Chapter 7 file even if the other spouse has filed less than 8 years ago?
Why did Washington Irving write Rip Van Winkle?
Asked in Repossession, Loans, Money Management
How can you get a repossessed car back without paying off the debt in full?
You must get the finance company to agree to terms. You can't get the car back by any means other than getting the finance company to agree to something. You do have a certain # of days to pay it off in full, but after than and other than that, it's their car. I filed bankruptcy, Chp 13, 2days after my vehicle was repossessed earlier this week.My atty has promised my vehicle back to me within 3-4 days and is currently having those arrangmnts made., however I must drive to Atlanta from Macon to pick it up myself..Read up on filing Ch 13, especlly if you have alot of other dept.Its not as bad as it sounds. keep on kidding yourself...ANY BANKRUPTCY is bad Re: Bankruptcy. Unfortunately, since they recently revised the bankruptcy laws, bankruptcy may no longer be available to you.