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Q: How can you afford to go to Cosmetology School and your student loan is in default and you have bad credit due to a job lost?
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If I don't quality for deferment and have used up forbearances in Ohio do I have any other options rather than default on student loan?

If you don't qualify for a deferment you can afford to pay.


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How to Choose a Cosmetology School?

Before you can choose the best cosmetology school for you, you will need to contact your state’s department of health or even your state’s department of licensing and regulation. You can obtain a list of cosmetology schools that have been approved by your state. Schools that have been approved by your state meet all of the requirements for licensing. This means all of the hours that you earn while training with this school will go towards your cosmetology school. You need to go through this entire list and pick at least three cosmetology schools that you are interested. After you have done this, you will be doing research on each school. This will help you decide what school is best for you. After you have chosen at least three schools that have your interest, you can ask the department of health or the department of licensing and regulation for information on recent license pass rates. If you cannot obtain this information from either department, you can simply contact each cosmetology school for more information about recent license pass rates. Once you have all of the information that you need, you can compare the rates from all of the cosmetology schools. The rates usually give you an idea of which school offers high quality education. Next, you can visit the Web site of the United States Department of Education Database of Accredited Postsecondary Institutions and Programs. If you can find the schools of your choice on this list, it normally means that each school can at least meet your state’s minimal standards of educational quality. This list can easily tell you everything that most people need to know about a school. As long as the educational quality meets the state’s standards, then it is a reasonable school. This list also means that each school can be a part of the federal student aid program. This is especially good news for those who cannot afford to go to the school. Go to each school and meet with the financial aid officer, the cosmetology instructor, and the admission representative. Meeting each person can help you make your decision.


Should all schools provide school busing?

In my opinion they should. However, not all school boards have a budget for student transportation. Smaller communities cannot afford to bus students in.


Where can I find a cheap ultrasound school online?

You will not be able to get this degree cheaply. It requires you to go to medical school which is very expensive. Try taking out some student loans if you cannot afford it out of pocket.


Can a student loan garnish you while you are already being garnished?

No, you will not be eligible.If you need help getting out of default, or getting a garnishment lifted, then contact Default Management Services, Inc. for help. You can Google the name for a phone #. Ask for Doug, he is knowledgeable.


How do you find your default student loan collection agency?

Call 1-800-4FedAid You can consolidate your defaulted student loans and receive an income sensitive repayment. This low monthly payment will fit your budget. You also will be eligible for deferment and forbearance if you can't afford to pay anything. This company can help you consolidate: www.defaultms.com


How do you use a student loan?

The purpose of a student loan is to cover the various costs of higher education that a student or his/her supporters can not afford. The costs of higher education include tuition, fees, books, room and board. An independent student may also need funds to cover the cost of living if they go to school without working.


How much car can a lawyer afford from their salary?

What kind of car a lawyer can afford depends on the lawyer's income and debt. Many lawyers in the United States graduate from law school needing to repay student loans, which reduces the amount of money they can spend on a car.


Can an average student afford an iPad?

Yes, if they give up their $200.00 per month cell phone habit, iPads are easy to afford.


how did they afford supplies for school back then?

money


I have a student loan unfortunately it is in default. I am disable and cannot work. Would I be able to still get a government loan to go back to school?

If you are in default, you are no longer eligible for a student loan or any other kind of student aid. If you want to return to school and receive aid, you must get our loan "rehabilitated." Call the creditor that is pursuing you. You can make an arrangement to make payments, the amount of which will vary, depending on how much you owe. After 9 (or 12) on-time payments, you loan will be current, penalties removed and negative credit reporting removed. It's a really great deal. Once your loan is rehabbed, you can then apply for aid, return to school and put your loan in deferment (no payments) while you remain in school at least half-time. If you don't know who the creditor is, call the Dept of Education. The number is on the statements you receive. Call the number and you will routed through a voice response system to get the phone number of the creditor that can help you. They will press you for a large payment, etc. but tell them you are on disability and can only afford the minimum. Be aware that now that