With any loan -- whether it's for a car or a home or whatever -- the lender needs to know what your income is over time. If your income is all over the place, then you'll probably need to show the lender your last year's IRS Form 1040 -- maybe even two or three years' worth of 1040s. The lender simply needs to be able to see that even if your income jumps around, over time you make enough to cover the payments. You'll simply need to assure the lender that you know how to so budget your money that even though it comes in spurts, you will always have enough to make the payments.
Simple as that.
Possibly, but if someone lets you, I wouldn't. Interest rates will be outrageous.ANSWERyour monthly income should more than $1600.get stable employment at the same place for 6 months or more.a previous car loan on your credit card can help so taken copy of previous car loan record with you while applying for a car loan.
The major requirement to receive an FHA loan is that the cost of the house (monthly payment) has to be no more than 28 percent of the total income of the receipient(s). Another major requirement is that an applicant has to have been employed a minimum of two consecutive years (current date backwards) with the same company or business.
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