How can you start to clear your credit?
Whats done is done. If your accounts have gone into collection
you might as well let me be and wait the period out. I would
recommend that you attempt to reestablish yourself with new credit.
Open 2 secured credit cards and make sure that you make your
monthly payments on time. The biggest factor in credit scoring is
recent payment history. If you have collections or other delinquent
accounts within 24 months those are still affecting your score. The
best remedy is time and reestablishment. Start off small and stay
on track and your credit problems will be history.